A mid-sized bank in the Philippines needs to launch a digital savings account within six months. Building the required infrastructure internally would...
A fintech startup in Berlin needs to add direct debit capabilities to its invoicing platform. Five years ago, this would have required...
Monzo reported a pre-tax profit of £113.9 million in 2025 while serving 12 million customers with no branch network, no legacy core...
A core banking system at a top-20 European bank runs on COBOL, a programming language created in 1959. The system processes millions...
A wire transfer between two banks in the same city still takes a full business day at most traditional institutions. The customer...
In 2022, Standard Chartered needed a digital-only bank for the Hong Kong market. Rather than spend three to five years rebuilding its...
When ING Group decided to rebuild its retail banking platform in 2018, it did not hire IBM or Accenture. It partnered with...
Nubank processes over 2 billion transactions per quarter for 100 million customers across Brazil, Mexico, and Colombia. Its technology team numbers around...
The first ATM was installed outside a Barclays branch in Enfield, north London, on 27 June 1967. The customer inserted a paper...
In March 2023, Silicon Valley Bank collapsed in 44 hours. The trigger was a bank run, but the speed was digital. Depositors...
In 2021, a community bank in rural Nebraska with 14 employees and $200 million in assets launched a fintech-powered savings product that...
In 2019, a company called Unit launched with a single product: an API that let any software company offer bank accounts to...
Antony Jenkins spent five years as CEO of Barclays, one of the world’s largest banks, trying to modernise its technology from the...
Marqeta went public in 2021 at a $15 billion valuation. The company does not issue credit cards to consumers, does not hold...
Broadridge Financial Solutions processes over $10 trillion in fixed-income transactions daily. In 2024, the company expanded its Distributed Ledger Repo (DLR) platform,...
The financial services industry has undergone a significant transformation in recent years, driven by advancements in technology and evolving customer expectations. The...