Fintech News
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31Principles of Financial Technology in America: Use Cases, Benefits, Risks, and Long-Term Opportunities
A US chief operating officer recently described her firm’s fintech vendor selection process as “principles before products.” Her team evaluates each new...
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How Principles of Financial Technology Works: A Guide for the US Financial Market
A US fintech founder spent a recent industry panel describing her product strategy as “five principles, applied in order, every quarter.” The...
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31
Principles of Financial Technology Explained: What It Means for Consumers and Businesses in the USA
If a US consumer could see only one piece of information about a fintech app before deciding to use it, the most...
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29
Financial Markets & Instruments in America: Use Cases, Benefits, Risks, and Long-Term Opportunities
Most Americans will never stand on a trading floor, yet nearly every paycheck, mortgage, and retirement balance is wired into one. The...
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How Financial Markets & Instruments Works: A Guide for the US Financial Market
On most US trading days, the New York Stock Exchange and Nasdaq together handle about 12 billion shares of equity volume, plus...
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Financial Markets & Instruments Explained: What It Means for Consumers and Businesses in the USA
The single most common financial instrument held by US households in 2026 is a US Treasury security, often through a money market...
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32
Economics of FinTech in America: Use Cases, Benefits, Risks, and Long-Term Opportunities
A small-business owner in Tampa recently switched her card acceptance from a major incumbent processor to a vertically integrated fintech and saved...
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32
How Economics of FinTech Works: A Guide for the US Financial Market
A US neobank that charges no monthly fee, pays the customer a positive interest rate, and still earns a margin on every...
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34
Economics of FinTech Explained: What It Means for Consumers and Businesses in the USA
Every time a banking app waives a monthly fee or a buy-now-pay-later button appears at checkout, someone has already done the math...
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Financial Systems & Institutions in America: Use Cases, Benefits, Risks, and Long-Term Opportunities
The single best illustration of how the US financial institutional system actually works for Americans is the gap between waking up and...
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32
How Financial Systems & Institutions Works: A Guide for the US Financial Market
A Wednesday morning ACH file leaves a Cincinnati bank at 8:30, joins about 100 million other entries inside the Federal Reserve’s batch...
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Financial Systems & Institutions Explained: What It Means for Consumers and Businesses in the USA
When the FDIC took over Silicon Valley Bank on a Friday in March 2023 and reopened the bank on the following Monday,...
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39
Privacy Without Crypto: How Prepaid Payments Give Users More Control
Privacy in payments is often discussed as though there are only two choices. Use a bank-connected digital method and leave a detailed...
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65India’s Fintech Startups Are Quietly Building the Next Wave of Digital Banking
Walk into any small shop in a Tier-2 Indian city today and you’ll likely see a QR code taped near the till....
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72
History of Financial Innovation in America: Use Cases, Benefits, Risks, and Long-Term Opportunities
A New York-based small-business owner recently observed that her great-grandmother’s 1953 deposit slip is barely distinguishable from the deposit confirmation she received...
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The History of Financial Innovation in the US: How America’s Financial Markets Evolved
If a person were trying to find a single living artifact of US financial innovation, they could do worse than walking into...
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What the History of Financial Innovation Reveals About the Future of Finance, Fintech and Business in America
The credit card that lives in most American wallets today is a direct descendant of a 1958 mailer sent unsolicited to about...
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Digital Transformation in Finance in America: Use Cases, Benefits, Risks, and Long-Term Opportunities
A construction supply distributor in Indiana spent most of 2024 trying to figure out why its accounts receivable cycle had stretched from...
