Payments
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155Unlocking Financial Performance Through ERP-Centric Payments and Treasury
Finance leaders are rethinking cash. Once treated primarily as a back-office asset to be reconciled, protected, and reported, cash is now a...
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1.0K
How to Use a POS System: What It’s Really Like in Practice
The first time you try to figure out how to use POS system software in a real setting, it rarely feels smooth....
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355
Financial infrastructure systems in the US: how RTP and FedNow built a two-rail real-time payments backbone
The story of US real-time payments since 2017 has been one of two parallel rails maturing into a single operating reality for...
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396
Digital Banking and Neobanks in the U.S. 2026: Where the Profitable Players Now Sit
Five years ago, the question about U.S. neobanks was whether they could ever achieve profitability without the deposit base of a traditional...
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229
BNPL Systems in the U.S. 2026: Where the Category Stopped Being a Gold Rush and Started Being a Business
For most of 2021 and 2022, the U.S. buy-now-pay-later category was a venture-funded gold rush. Affirm, Klarna, Afterpay (now part of Block),...
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255
Open Banking Infrastructure in the U.S. 2026: How CFPB 1033 Is Reshaping the Plumbing
Open a brand-new fintech budgeting app in May 2026, paste your bank, click connect, and you almost never get the username-and-password screen...
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184
Digital Wallet Infrastructure in the U.S. 2026: What the Tap-to-Pay Boom Looks Like Underneath
Walk into a cafe in midtown Manhattan in May 2026, watch the line for ten minutes, and you will see roughly two...
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221
Contactless Payments in the U.S. 2026: Why a Slow Country Finally Caught Up
Stand at the checkout of a Whole Foods in any U.S. city in May 2026, and you will see roughly four out...
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427
Peer-to-Peer Payments in the U.S. 2026: Where the Volume, Profit, and Fraud Are Now
Split a dinner check at any U.S. restaurant in May 2026 and the workflow takes about thirty seconds, with no awkwardness about...
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173
Payment Operations Management in the U.S. 2026: Where Treasury, Risk, and Engineering Meet
Sit in on the morning standup of any U.S. fintech that processes more than a billion dollars a year in 2026, and...
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329
Cross-Border Payments From the US in 2026: How Stablecoins, RTP and Correspondent Banks Now Split a $1.8 Trillion Year
The last time a US small-business owner sent a $40,000 invoice payment to a Mexican supplier through their incumbent bank, the wire...
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294
US FinTech Payments Tech in 2026: $1.4T in Stripe Volume, $86.2T in ACH
In March 2025 Stripe published its 2024 update reporting $1.4 trillion in total payment volume for 2024, up 38 per cent year...
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254
ISO 20022 in the US: How July 2025 Cutover Reshaped Fedwire
The Federal Reserve completed the Fedwire Funds Service migration to ISO 20022 on July 14, 2025, four months later than the original...
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218
US Digital Wallet Infrastructure: 13.7B Visa Tokens and the Plumbing Behind the Tap
In 2024 Visa reported issuing 13.7 billion network tokens cumulatively since launching its tokenisation service in 2014, with roughly 50 per cent...
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303
US Peer-to-Peer Payments in 2026: Zelle Crosses $1T, the Fight Moves Beyond Speed
In February 2025 Zelle announced that its network had moved more than $1 trillion in payments during 2024, the first peer-to-peer platform...
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263
US Payment Service Providers: How Stripe at $1.4T and the Rejected $30B Settlement Reshaped 2024
In March 2025 Stripe disclosed $1.4 trillion in 2024 total payment volume, up 38 per cent year on year, in its annual...
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213
ISO 20022 in US payments: what richer message data actually unlocks for banks and fintechs
The vast majority of US dollar wires that crossed correspondent banking rails in early 2023 carried payment instructions in a forty-year-old SWIFT...
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282
Digital wallet infrastructure in the US: what sits behind Apple Pay, Google Wallet and the next layer of fintechs
Most consumers experience the digital wallet as a single tap at a coffee counter. Behind that tap sits one of the more...
