Payments
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12How Buy Now Pay Later (BNPL) Systems Works: A Guide for the US Financial Market
The “pay in four” button at checkout looks simple, but pressing it sets off a small lending operation that funds a merchant,...
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12Transaction Risk Signals Crenoxis Limited Monitors to Protect Payment Integrity
Fraud in payment systems rarely looks dramatic when it starts. The early-stage signals are small — a transaction from an unfamiliar device,...
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14Card Networks & Payment Rails in America: Use Cases, Benefits, Risks, and Long-Term Opportunities
In 2024, roughly $9.367 trillion in purchases moved across Visa and Mastercard cards issued in the United States, a 6.3% jump in...
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9
Real-Time Payments Systems in America: Use Cases, Benefits, Risks, and Long-Term Opportunities
A contractor paid the moment a job is signed off, an insurer settling a claim while the customer is still on the...
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11
How Payment Security & Fraud Prevention Works: A Guide for the US Financial Market
In the time it takes a payment screen to show approved, a hidden system has scored the transaction against hundreds of signals,...
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26
Payments Systems & Infrastructure in America: Use Cases, Benefits, Risks, and Long-Term Opportunities
A gig driver cashing out mid-shift, a landlord receiving rent that cannot bounce, and a treasury team sweeping cash across forty accounts...
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34
What is a good cash application match rate?
I get asked for our auto-match rate on most sales calls, and so does everyone else in this category. It is the...
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29
How Blockchain for Payments Works: A Guide for the US Financial Market
Tap a phone to pay for coffee and the transaction feels instant, but underneath it travels a long road of banks and...
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28
How to Build a Complete Payment Testing Strategy
A payment flow can pass every test in a controlled QA environment and during payment testing QA and still fail when a...
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54
How to Start an FX Business in 2026: Cross-Border Payments, Not a CFD Brokerage
Most weeks I take intro calls that open with the same sentence: I want to launch my own FX business. Five minutes...
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99
Why 92% of our enterprise invoices are never paid from email
Across the $2B+ in receivables we manage at Monk, 92% of enterprise invoices have to be submitted through the customer’s accounts payable...
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84Your Invoice Process Doesn’t Have to Waste 11 Hours a Week. Here’s the Fix.
By Manish Vrishaketu Accounts payable teams are stretched thin. More invoices. More suppliers and stakeholders. More approvers, documentation, and regulations to track....
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96AI Adoption and the Future of European B2B Payments
B2B payments software expert Inez Berkhof-Hollander explores the quiet rise of AI use cases transforming enterprise payments Would it surprise you to...
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87
How Card Networks & Payment Rails Works: A Guide for the US Financial Market
Swipe a card for a morning coffee and the receipt prints in about two seconds, but in that window the purchase has...
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87
How Real-Time Payments Systems Works: A Guide for the US Financial Market
Press send on an instant payment and, before the screen even refreshes, two banks have confirmed the funds, moved the money, settled...
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100
Payment Security & Fraud Prevention Explained: What It Means for Consumers and Businesses in the USA
Every time a card is swiped, tapped, or typed somewhere in the world, a fraction of a second is spent deciding whether...
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84
How Payments Systems & Infrastructure Works: A Guide for the US Financial Market
Follow a single $50 card payment from the moment a shopper taps to the second a merchant can spend the money, and...
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2.2K
Payment Institution licence vs Electronic Money Licence: What EU EMIs need to know about the 2026 requalification
Inga Karulaitytė, Attorney-at-Law, Partner and Head of Banking and Finance & FinTech at ECOVIS ProventusLaw, examines the narrowing distinction between payment and...
