Ask two analysts to size up the same fintech market and you will often get two different maps, because how fintech competitive...
Every founder who has ever sketched a competitor grid on a whiteboard already knows the feeling: the market looks crowded, and the...
A construction crew in Texas, a nurse in Ohio, and a teenager splitting a pizza bill in California now reach for the...
When a paycheck lands in a banking app at 7 a.m. on a Saturday, it can feel like magic. It is not....
Most Americans now manage their money inside an app that did not exist when they opened their first bank account. That quiet...
American fintech spent its first decade asking what software could do to finance and is spending this one answering what it should....
Somewhere in every large US financial firm there is now a meeting where a model is told no. The model would lift...
A loan denial used to come with a loan officer’s eyes you could meet across a desk; now it arrives as a...
American banks spent a century asking customers for loyalty and a decade learning to earn it back. The scoreboard finally moved: satisfaction...
The financial technology (fintech) industry is transforming the way people manage money, invest, and access financial services. Over the past decade, technological...
Inga Karulaitytė, Attorney-at-Law, Partner and Head of Banking and Finance & FinTech at ECOVIS ProventusLaw, examines the narrowing distinction between payment and...
For most of banking history, the org chart decided what customers saw: a checking department, a card department, a mortgage department, each...
Every efficiency America has gained by digitizing money now has a line item trying to claw it back. The country saves billions...
The same week a Midwestern hospital chain paid a ransom to unlock its billing system, a retiree in Florida wired her savings...
Americans did not adopt fintech once; they adopted it five separate times, and each wave picked a different doorway into their finances....
The first person in a friend group to split a dinner bill with an app performs a small act of recruitment, whether...
No bank branch ever went viral, but a payment app’s referral bonus once added more American checking relationships in a quarter than...
Somewhere between the 2008 crisis and the 2020 lockdowns, American finance quietly swapped its front door. The branch lobby became a login...
Ask a loan officer from 1996 how a small business gets credit and the answer involves a suit, a folder of statements,...