Editorial illustration of a credit decision engine, semicircular gold credit score gauge reading 740 with a needle, four blue data input bars labelled Bureau, Cash Flow, Payroll and Device feeding in, and an Approved 8.4 percent APR readout card beneath, dark navy gradient with two-tier grid overlay

Credit decision engines: how US lenders are rebuilding the underwriting stack

A US personal-loan fintech rebuilt its entire underwriting stack in under 18 months, replacing a rules-and-score decisioning system with a machine-learning model...

Timur Turlov's Wealth Surges $800 Million in One Month: The Growth Story

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Timur Turlov’s Wealth Surges $800 Million in One Month: The Growth Story

March was a highly successful month for Kazakh entrepreneur Timur Turlov. The founder of the Nasdaq-listed fintech company Freedom Holding Corp. increased his...

Editorial illustration of machine learning in finance, a blue and gold 4 by 4 confusion matrix heatmap on the left feeding via a dashed arrow into a central neural network model node with seven gold nodes, and a prediction chart on the right with a blue historical line and a gold dashed 5-day forward prediction ending at plus 4.8 percent

383

Machine learning in finance: where US firms are actually getting value

A mid-sized US lender replaced a 20-year-old rules-based fraud system with a machine-learning model last year and cut its false-positive rate by...

Editorial illustration of fintech revenue economics, a five-slice donut chart with gold interchange, blue subscription, green interest, orange float and violet fees segments, centre labelled $530B US Fintech 2025, with a legend listing percentages on the right

359

The economics of fintech: how the US industry makes money now

A venture investor who led a Series A in a US consumer fintech in 2019 recently described the deal as a product...

Editorial illustration of metaverse financial services, a wireframe isometric hexagonal world in blue grid lines with a glowing gold dollar coin floating inside, a blue bank building icon floating top-right and a small wallet icon floating left

281

Metaverse and financial services: what US banks actually built after the hype wore off

A major US bank opened a virtual branch inside a gaming platform in 2022, held a press event for it, and quietly...

Editorial illustration of fintech platform unit economics, a blue CAC bar of $82 next to a taller gold LTV bar of $340 with a 4.1 times ratio pill connecting them, plus a right-side readout listing take rate, gross margin, CAC payback and churn

291

Platform economics in US fintech: why the unit-economics conversation has changed

A US neobank with over 10 million users spent most of 2023 explaining to investors that scale without net interest margin is...

Editorial illustration of anti-money laundering detection, a grid of blue stacked dollar banknote bundles with two gold flagged layering chains of suspicious money linked by dashed paths, a compliance scanner reticle and SAR queue alert badge, dark navy gradient with two-tier grid overlay

275

Anti-money laundering in US fintech: the compliance category that is rewriting itself

A mid-sized US neobank paid a nine-figure fine in 2024 for a compliance program that, by its own admission, never caught up...

424

Accept Fiat Card Payments, Settle in Crypto

Accept Fiat Card Payments, Settle in Crypto: Why Merchants Are Switching to USDT and USDC Settlement in 2026 — And the Gateway...

380

Fiat-to-Crypto Payment Gateway: Top Guide to Accepting Card Payments and Settling in USDT or Bitcoin

Fiat-to-Crypto Payment Gateway: The Definitive 2026 Guide to Accepting Card Payments and Settling in USDT, USDC, or Bitcoin By Margot Lindqvist ·...

796

Top No-KYC Payment Gateway That Accepts Credit Cards and Settles in Crypto

No-KYC Payment Gateway That Accepts Credit Cards and Settles in Crypto: The 2026 Merchant’s Guide to NexaPay and Its Alternatives By Gabriel...

738

The Best No-KYC Payment Gateways in 2026: Accept Visa and Mastercard, Settle in USDT or Crypto

The Best No-KYC Payment Gateways in 2026: Accept Visa and Mastercard, Settle in USDT or Crypto, No Identity Verification Required By Lena...

Stylised geometric financial dashboards floating in layered depth, glowing data streams arcing between abstract bank silhouettes, scattered fragments of charts and ledgers, particle field.

33

Financial Data Visualization in the U.S.: Why Chart Selection Is a Substantive Decision

Financial data visualization sounds like a tooling decision and behaves like a communication discipline. The choice of charts, the design of dashboards,...

Stylised order book ladders rising and falling, glowing alpha signal arrows, scattered fragments of strategy backtests, particle field of trade messages.

30

Quantitative Methods in U.S. FinTech: Where Two Traditions Productively Overlap

Quantitative methods in U.S. FinTech sit in an awkward zone between the trading-floor quant tradition that produced the modern derivatives industry and...

Editorial illustration of market sentiment analysis, a navy stock price line chart with a gold gradient line and gold price points, green and red sentiment dots plotted above and below each point, and three headline snippet boxes on the left feeding into the chart

296

Sentiment analysis for markets: how US traders and fintechs turn text into signal

At 4:02 a.m. one morning in March, a single Federal Reserve official’s speech moved equity futures by almost a full percent before...

An abstract neural network with translucent layers and attribution arrows, scattered fragments of feature vectors, glowing inference outputs.

26

Time Series Forecasting in U.S. Finance: Classical Methods, Modern ML, Probabilistic Outputs

Time series forecasting in U.S. finance is one of the older quantitative disciplines, with classical statistical methods dating back decades and modern...

31

Reinforcement Learning for Trading in U.S. Markets: Where It Belongs and Where It Does Not

Reinforcement learning for trading is a topic that attracts more pitch decks than production deployments. The technique has clear theoretical appeal: an...

Editorial illustration of secure coding practices, a dark code editor window showing lines of Python style code with a red CVE vulnerability highlight on line four, plus a gold shield badge with a checkmark beside it

255

The US market for secure coding practices: vendors, use cases and where investment is going

A bug in a payroll vendor’s code last year shut down part of the federal supply chain for a week. The fix...

Editorial illustration of US financial inclusion, a navy and gold donut chart highlighting the 4.2 percent unbanked slice, a legend with banked, unbanked and underbanked rows, and a 10 by 10 grid of household dots with four highlighted in gold

290

Financial inclusion in the US: why 4.2% unbanked is the wrong headline

Most Americans last opened a bank account at a branch; a growing share have never set foot in one. In 2023, the...

223

Gold Meets Algorithms: How Data Science Is Reshaping Modern Investing

In 2026, the smartest investors aren’t arguing about gold vs technology—they’re using both. Gold still anchors portfolios during uncertainty. Meanwhile, data science...

TechBullion

Fintech News

Credit decision engines: how US lenders are rebuilding the underwriting stack

Timur Turlov’s Wealth Surges $800 Million in One Month: The Growth Story

Machine learning in finance: where US firms are actually getting value

The economics of fintech: how the US industry makes money now

Metaverse and financial services: what US banks actually built after the hype wore off

Platform economics in US fintech: why the unit-economics conversation has changed

Anti-money laundering in US fintech: the compliance category that is rewriting itself

Accept Fiat Card Payments, Settle in Crypto

Fiat-to-Crypto Payment Gateway: Top Guide to Accepting Card Payments and Settling in USDT or Bitcoin

Top No-KYC Payment Gateway That Accepts Credit Cards and Settles in Crypto

The Best No-KYC Payment Gateways in 2026: Accept Visa and Mastercard, Settle in USDT or Crypto

Financial Data Visualization in the U.S.: Why Chart Selection Is a Substantive Decision

Quantitative Methods in U.S. FinTech: Where Two Traditions Productively Overlap

Sentiment analysis for markets: how US traders and fintechs turn text into signal

Time Series Forecasting in U.S. Finance: Classical Methods, Modern ML, Probabilistic Outputs

Reinforcement Learning for Trading in U.S. Markets: Where It Belongs and Where It Does Not

The US market for secure coding practices: vendors, use cases and where investment is going

Financial inclusion in the US: why 4.2% unbanked is the wrong headline

Gold Meets Algorithms: How Data Science Is Reshaping Modern Investing

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