Ripple’s ecosystem keeps stacking bullish headlines, a game-changing Chipper Cash partnership across Africa, a rumored $10 billion bid for USDC issuer Circle, and talk of an XRP ETF that could unlock a wave of institutional capital.
Also Ripple’s $25 million pledge in RLUSD to U.S. classrooms, and momentum around the XRP Ledger (XRPL) has rarely felt stronger.
Amid this surge of interest, Xpfinance is preparing to launch the very first non-custodial lending and borrowing protocol on XRPL.
$XPF presale kicked off yesterday, 8 May 2025 at 16:00 UTC, and over 10 percent of the 100,000 XRP soft-cap allocation has been snapped up within the first 24 hours of the presale going live.
Buy XPF Tokens
The early enthusiasm is obvious: more than 300 investors have joined Xpfinance’s Telegram in the past three days, eager to secure a place at the starting line.
Five Reasons You Should Not Miss the $XPF Presale
True DeFi Comes to XRPL: Until now, yield-hungry XRP holders parked their coins on centralized “earn” platforms, risking frozen withdrawals and opaque books.
Xpfinance brings those returns on-chain with instant settlement and full self-custody.
Built-In Yield: Stake $XPF and earn a share of protocol fees paid in XRP real revenue, not inflated emissions.
Lower Borrow Costs: Holding $XPF automatically reduces your interest rate whenever you take out a loan, turning the token into a permanent discount card.
Governance Power: Token holders propose and vote on new collateral types, fee structures, and risk parameters. Be part of XRPL’s financial rulebook from day one.
Scarcity Meets Early-Bird Pricing: Supply is hard-capped at 200 million.
Thirty percent, 60 million tokens are offered in this presale at a presale price of 1 XRP = 200 XPF with an immediate listing target about 30 percent higher on Magnetic and XP Market once the sale ends.
Xpfinance Presale at a Glance
- Launch Date: 8 May 2025 – 16:00 UTC
- Presale Allocation: 60 million $XPF (30 % of total supply)
- Presale Duration: 30 days or until sold out
- Presale Price: 1 XRP = 200 XPF
- Exchange Listing: Magnetic & XP Market immediately after presale at ~30 % premium
How To Join Xpfinance Presale In Four Simple Steps
Buy XRP on Coinbase, Binance, Bybit, or another trusted exchange.
Transfer funds to a self-custody wallet such as Xaman, XUMM, or Ledger.
When the countdown hits zero, open the official presale link shared on X (@xpfinancexrp) and Telegram, then send your XRP contribution to the presale address.
Add the $XPF trustline; tokens will airdrop automatically to your wallet once the sale ends.
No minimum buy, no cumbersome KYC, and no hidden lockups, just on-chain participation at the best price $XPF will ever see.
Join XPF Presale Now
Community Momentum Is Real
Researchers call Xpfinance “the critical missing money market on XRPL,” projecting rapid total-value-locked growth as soon as the protocol goes live.
Ripple’s expanding global footprint is expected to channel fresh capital onto XRPL.
Xpfinance provides the very tool that capital needs: a safe, transparent, yield-generating marketplace.
Analysts believe XPF presale window could close faster than many expect, early positioning may never be this attractive again.
Stay Connected With XpFinance:
- Website: https://xp.finance
- X: https://x.com/xpfinancexrp
- Telegram: https://t.me/xpfinancexrp
- Email: team@xp.finance
