For a billion people around the world, a simple bank account is still out of reach, which means no safe place to...
America is the most contested financial market on earth, where global banks, lean fintech challengers and giant technology firms all chase the...
Picture two lenders entering the same city on the same day. A year later one holds most of the new customers and...
Two banks can offer the same loan at the same rate, yet one wins the customer and the other watches them walk...
A decade ago, opening a checking account meant a trip to a branch, a printed signature card, and a teller who knew...
When a regional US bank decided in 2024 to replace its 30-year-old core system, the project plan called for 42 months, three...
A US community bank chief executive recently described her institution’s digital transformation as “replacing the engine while the plane is in the...
When we started building financial technology a decade ago, the promise was simply to put a branch in your pocket. Today, digital...
Managing money used to mean juggling multiple apps. One for your bank account. Another for international transfers. A separate one for crypto....
Five years ago, the question about U.S. neobanks was whether they could ever achieve profitability without the deposit base of a traditional...
A Wells Fargo branch on a Tuesday afternoon in suburban Phoenix used to handle roughly eighty walk-in customers a day. Today the...
Many people struggle with making good financial decisions. That is why they have historically sought professional advice from certified financial advisors, who...
Most Americans last opened a bank account at a branch; a growing share have never set foot in one. In 2023, the...
Traditional banks still hold the majority of customer deposits globally, but they are losing the customer acquisition battle. Digital banks are signing...
Revolut reached 52.5 million users by the end of 2024, according to Fortune. That number, reported alongside £790 million in net profit,...
The narrative around digital banks has shifted from growth to profitability. For most of their existence, neobanks were evaluated on user acquisition...
Neobanking in the UK is entering its growth phase. The market is forecast to grow at a 19.18% compound annual growth rate,...
More than 313 fintech companies worldwide have crossed the $1 billion valuation mark, according to Fortunly. That figure represents roughly 16% of...
A vegetable seller on the streets of Mumbai taps her phone to a customer’s smartwatch, and payment settles instantly through UPI. No...