All posts tagged "digital banking"
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107Fintech NewsDigital Banking and Neobanks in the US: The Quiet Customer Migration That Reshaped Retail Banking
A Wells Fargo branch on a Tuesday afternoon in suburban Phoenix used to handle roughly eighty walk-in customers a day. Today the...
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202Artificial intelligence
TomoCredit Launches AI-Driven Financial Agent to Give Personal Finance Advice to Everyday People
Many people struggle with making good financial decisions. That is why they have historically sought professional advice from certified financial advisors, who...
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166Fintech News
Financial inclusion in the US: why 4.2% unbanked is the wrong headline
Most Americans last opened a bank account at a branch; a growing share have never set foot in one. In 2023, the...
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223Fintech News
Why digital banks are outperforming traditional institutions in customer acquisition
Traditional banks still hold the majority of customer deposits globally, but they are losing the customer acquisition battle. Digital banks are signing...
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289Fintech News
How Revolut scaled to over 52.5 million users globally
Revolut reached 52.5 million users by the end of 2024, according to Fortune. That number, reported alongside £790 million in net profit,...
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242Fintech News
How digital banks are transitioning from growth to profitability
The narrative around digital banks has shifted from growth to profitability. For most of their existence, neobanks were evaluated on user acquisition...
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193Fintech News
Why neobanking is forecast to grow at a 19.18% CAGR in the UK
Neobanking in the UK is entering its growth phase. The market is forecast to grow at a 19.18% compound annual growth rate,...
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207Fintech News
Why fintech accounts for 16% of all global unicorn companies
More than 313 fintech companies worldwide have crossed the $1 billion valuation mark, according to Fortunly. That figure represents roughly 16% of...
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256Fintech News
How India’s $26.58 billion fintech market in 2026 reflects emerging market growth
A vegetable seller on the streets of Mumbai taps her phone to a customer’s smartwatch, and payment settles instantly through UPI. No...
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203Fintech News
Why Asia-Pacific is expected to overtake the US in fintech market leadership by 2032
Every morning, hundreds of millions of people in India, China, and Southeast Asia wake up and conduct financial transactions on their phones...
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277Fintech News
Why Japan’s $26.53 billion fintech market highlights regional diversification
Japan’s fintech market is projected to reach $26.53 billion in 2026, according to Fortune Business Insights. That figure makes Japan the third-largest...
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346Fintech News
What the $30.86 billion Chinese fintech market projection for 2026 reveals
China’s fintech market is projected to reach $30.86 billion in 2026, according to Fortune Business Insights. That figure places China as the...
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331Fintech News
How North America maintains 32% of the global fintech market
Europe and North America combined control less than two-thirds of global fintech revenue, yet North America’s 32% share comes with an outsized...
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452Fintech News
How Fintech Platforms Are Enabling Banking Transformation
A mid-sized bank in the Philippines needs to launch a digital savings account within six months. Building the required infrastructure internally would...
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363Fintech News
Why Banking Innovation Is Accelerating Worldwide
A bank in Nigeria launches a USSD-based savings product that allows customers to open accounts using basic feature phones. A bank in...
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346Fintech News
The Growth of API-Driven Banking Platforms
A fintech startup in Berlin needs to add direct debit capabilities to its invoicing platform. Five years ago, this would have required...
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373Fintech News
How Digital Banks Are Improving Financial Services Efficiency
Monzo reported a pre-tax profit of £113.9 million in 2025 while serving 12 million customers with no branch network, no legacy core...
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323Fintech News
Why Banking Infrastructure Is Being Rebuilt by Fintech
A core banking system at a top-20 European bank runs on COBOL, a programming language created in 1959. The system processes millions...
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316Fintech News
How Technology Is Changing the Way Banks Operate
A wire transfer between two banks in the same city still takes a full business day at most traditional institutions. The customer...
