Payments
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26The Future of Cross-Border Payment Technology
Wise (formerly TransferWise) processed $118 billion in cross-border transfers in the twelve months ending March 2024. The company’s average transfer fee was...
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24
Why Payment Infrastructure Is Becoming Digital
India’s Unified Payments Interface processed 16.6 billion transactions in January 2025, worth approximately $250 billion. Five years earlier, in January 2020, UPI...
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21
How Fintech Is Reinventing Global Payment Systems
Stripe’s first seven lines of code, published in 2011, allowed a developer to accept a credit card payment on a website. Before...
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20
The Growth of Embedded Finance Across Industries
When a Shopify merchant receives a notification saying “You’re eligible for a $50,000 business loan, click to accept,” that loan offer did...
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18
How Embedded Finance Is Changing Business Models
Toast, the restaurant management software company, generates approximately 80% of its revenue from financial services. Not from its point-of-sale software. Not from...
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18
Why Payment APIs Are Driving Fintech Innovation
Adyen published its API documentation in 2006 and made a bet that would define the next two decades of payment technology: instead...
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19
How Fintech Companies Are Simplifying Global Payments
In 2015, a small business owner in Lagos sending $10,000 to a supplier in Shenzhen would have paid roughly $600 in fees...
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24
The Rise of Embedded Financial Services
When Uber launched Uber Money in October 2019, it gave its 4.4 million drivers access to a digital wallet, a debit card,...
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28
Why Digital Payments Are Expanding Globally
In March 2007, Safaricom launched M-Pesa in Kenya with a simple proposition: send money using a basic mobile phone, no bank account...
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19
The Future of Fintech Payment Infrastructure
On July 20, 2023, the Federal Reserve launched FedNow, the first new U.S. payment rail in over 50 years. The system enables...
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27
How Payment Technology Is Transforming E-commerce
In 2022, Shopify reported that its Shop Pay checkout converted 1.72 times better than standard guest checkout. The difference was a single...
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18
Why Embedded Finance Is Reshaping Business Platforms
In 2021, Mindbody, a SaaS platform used by 60,000 fitness studios and wellness businesses, launched Mindbody Capital. The product offered cash advances...
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23
How Fintech Companies Are Powering Global Transactions
On Singles’ Day 2024, Alipay’s payment system processed a peak of 988,000 transactions per second. To put that in context, Visa’s VisaNet,...
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27
The Role of Payment Innovation in Digital Commerce
In 2005, three students at the Stockholm School of Economics presented a business plan at a university competition. The idea was simple:...
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25
The Long-Term Impact of Fintech Payment Innovation
In 2012, Sweden’s central bank reported that cash accounted for 40% of all retail transactions. By 2024, that figure had fallen to...
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152
Why Payment Failures Are Costing Businesses Millions
Commercial merchants partner with payment gateways to process their customer payments, whether from a credit card, debit card, or e-payment. The payment...
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85
India UPI Processed 16.6 Billion Transactions in February 2026: What Is Driving the Numbers
India’s Unified Payments Interface processed 16.6 billion transactions in February 2026, worth $274 billion, according to data from the National Payments Corporation...
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78
Stripe Adyen and Checkout.com Now Process a Combined $4.2 Trillion Annually
Stripe, Adyen, and Checkout.com now process a combined $4.2 trillion in annual payment volume. Stripe handles $1.1 trillion, Adyen processes $1.3 trillion,...
