Vancouver, Canada, April, 2025 – PolyFlow, the innovative blockchain-based PayFi protocol, and Fintiv, a global fintech leader delivering patented white-label Web2/Web3 digital wallet ecosystems for Fortune 500 brands, today announced a strategic partnership to revolutionize crypto payment infrastructure and pioneer next-generation PayFi solutions.
This collaboration will integrate Fintiv’s enterprise-grade digital wallet platform into PolyFlow’s PayFi framework, while PolyFlow’s payment and DeFi expertise will enhance Fintiv’s decentralized finance capabilities. The synergy aims to deliver comprehensive financial solutions across multiple consumer use cases, enhance transactional utilities, and accelerate global financial inclusion through decentralized economic systems.
PayFi represents the next evolutionary phase of blockchain payments, establishing an efficient financial ecosystem anchored in stablecoins. By combining blockchain infrastructure with smart contract automation and DeFi integration, PayFi creates a borderless financial marketplace offering payment-anchored derivative services including institutional-grade lending, algorithmic wealth management, and cross-chain investment products.
The protocol’s success hinges on robust stablecoin infrastructure like Fintiv’s global digital currency network. Unlike traditional DeFi models, PayFi prioritizes payment utility as its foundational layer – transforming cryptocurrency from a speculative asset to a practical daily transaction medium. While PolyFlow’s infrastructure provides the core protocol layer, Fintiv’s compliant wallet solutions resolve critical last-mile adoption challenges.
“Traditional finance has been constrained by archaic systems and centralized gatekeepers,” stated Raymond Qu, Founder of PolyFlow. “Our integration with Fintiv transforms financial connectivity into an open-access superhighway – instantaneous, borderless, and permissionless.”
PolyFlow‘s mission focuses on building blockchain interoperability bridges between legacy finance and Web3 ecosystems. As foundational PayFi infrastructure, it combines cutting-edge blockchain architecture with real-world financial applications to drive mass adoption. This partnership actualizes the original vision of Satoshi Nakamoto’s Bitcoin whitepaper, unlocking Web3’s full potential through decentralized financial primitives.
About Fintiv
Fintiv, a global leader of patented, white labeled Web2 to Web3 digital solutions for merchant payments, cross border and digital asset tokenization having deployed over 100 ecosystems in more than 35 countries. Fintiv has built one of the most significant and relevant patent portfolios globally, and is now managing over 150 patents.
Learn more at https://fintiv.global
About PolyFlow
PolyFlow is an innovative PayFi protocol that connects real-world assets (RWA) with decentralized finance (DeFi). As the infrastructure layer for next-generation financial applications, PolyFlow integrates traditional payments, crypto payments, and DeFi to create compliant, secure, and seamless financial networks.
This partnership marks a pivotal moment in the evolution of decentralized finance and payment innovation. By uniting PolyFlow’s technical depth with Fintiv’s established fintech ecosystem, both companies are setting a new benchmark for financial services that are not only decentralized and secure, but also scalable and regulatory-compliant.
As the world steadily shifts towards digitized economies, this collaboration will serve as a blueprint for how legacy systems and blockchain networks can converge to redefine everyday financial interactions for individuals, institutions, and emerging markets alike.
Looking ahead, PolyFlow and Fintiv are committed to ongoing collaboration in research, development, and strategic deployment of PayFi solutions across key global markets. With a shared vision of democratizing finance and bridging the digital divide, the two companies will actively explore joint ventures, pilot programs, and regulatory partnerships to ensure their solutions align with evolving compliance standards and user needs. This long-term alliance represents not just a technological integration, but a unified movement toward building the financial infrastructure of tomorrow.
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Media Contact
E-mail: media@polyflow.tech
