Fintech News
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239Database Systems for US Finance in 2026: Why Postgres Won and Where Specialist Stores Still Live
Three years ago, a CTO at a mid-tier US neobank made an unusual bet. He told his team to throw out their...
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215Event-Driven Architecture in US Finance: How an Append-Only Log Quietly Became the System of Record
The reconciliation team at a US neobank used to spend three of every five business days chasing a single class of bug....
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175Predictive Modelling in US Finance: What Has Actually Replaced the Spreadsheet Forecast
A treasury team at a mid-size US bank used to plan its quarterly liquidity moves by exporting six Excel files into a...
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166Natural Language Processing in US Finance: How Filings, Earnings Calls and Customer Complaints Got Read by Machines
For most of the 2010s, the most expensive way to read a 10-K filing at a major US asset manager was to...
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239Digital Banking and Neobanks in the US: The Quiet Customer Migration That Reshaped Retail Banking
A Wells Fargo branch on a Tuesday afternoon in suburban Phoenix used to handle roughly eighty walk-in customers a day. Today the...
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197Super Apps in US Finance: Why the Bundled Experience Keeps Almost Working and Never Quite Wins
A US retail user in 2026 typically holds eleven separate financial relationships at once: a checking account, a brokerage, a credit card,...
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326Robo-Advisors in the US in 2026: From $1 Trillion in Managed Assets to the Quiet Pivot to Hybrid Advice
A Schwab branch manager in San Diego likes to tell a story about a customer who walked in two years ago to...
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328Algorithmic Trading in US Markets in 2026: How the Buy Side Quietly Took the Reins From the Sell Side
For most of the 2010s, the smartest algorithmic trading code in US equities lived inside the sell-side market makers at Citadel Securities,...
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343Cybersecurity in US Financial Systems in 2026: How a 14 Billion Dollar Defence Spend Quietly Reshaped Bank Operations
At 3:14 a.m. on a Sunday in March, the security operations centre at a top-five US bank caught a credential stuffing attack...
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325US Wealth Management Technology in 2026: SEC Withdraws Predictive-Analytics Rule, AI Co-Pilots Move Into Production
In July 2023 the Securities and Exchange Commission proposed rules under both the Securities Exchange Act and the Investment Advisers Act aimed...
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267After Renouncing US Citizenship in the UK: The Financial and Fintech Checklist Nobody Gives You
Fintech & Global Finance The appointment is done. The oath has been taken. Somewhere in the processing queue at the US Department...
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179Peer-to-peer lending in the US: what is left of the original model, and what replaced it
When Prosper booked its first loan in 2006, the idea was almost utopian: ordinary US savers would fund ordinary US borrowers and...
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198Wealth management technology in the US: the quiet rewiring of the advisor stack
A US financial advisor in 2018 typically built a client meeting around three or four open tabs: a custodial portal, a financial-planning...
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188Equity crowdfunding in the US: ten years after the JOBS Act, what the data finally shows
When President Obama signed the JOBS Act in April 2012, the most-debated provision was Title III, which would eventually let ordinary US...
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168AI in US portfolio management: where machine learning has earned its seat, and where it has not
Two Sigma started training neural networks on equity-returns data when most US asset managers were still arguing about whether Bayesian regressions were...
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157How Kubernetes for Financial Systems Stopped Being a Controversial Choice in US Banks
The first time a senior US bank technologist proposed running customer facing services on Kubernetes, the response from the audit team was...
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219How the US FinTech Ecosystem Is Reshaping Itself in 2026: Rails, AI Underwriting and Embedded Finance
If you had asked someone working in U.S. financial services five years ago to describe the country’s fintech ecosystem, the answer would...
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295Personal Finance Apps in the US in 2026: How Budgeting, Saving and Credit-Building Tools Are Actually Used
U.S. personal finance apps are in a strange position in 2026. The category lost its most recognizable brand when Intuit shut down...
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513TomoCredit Launches AI-Driven Financial Agent to Give Personal Finance Advice to Everyday People
Many people struggle with making good financial decisions. That is why they have historically sought professional advice from certified financial advisors, who...
