For a decade, the conversation about fintech capital had a predictable conclusion: America wins. Silicon Valley and Wall Street commanded the lion’s...
The chief product officer of a cross-border payments company sits in a quarterly board meeting. The board wants to know why two...
In March 2024, OpenAI announced a partnership with Stripe to handle payment processing for ChatGPT’s subscription services, a deal that placed Stripe...
Fintech companies produced 78% of the financial product innovations that reached market in 2025, according to a CB Insights report that tracked...
More than 75% of banks worldwide now list fintech partnerships or in-house fintech development as a top-three strategic priority, according to a...
A mid-sized bank in the Philippines needs to launch a digital savings account within six months. Building the required infrastructure internally would...
Three engineers leave a bank to build an API that automates trade finance document verification. They spend fourteen months building the product,...
An investor reviewing fintech deal flow in early 2026 searches LinkedIn for “embedded lending infrastructure.” Two companies appear in the results. The...
Two payments companies launch in the same year, targeting the same market: cross-border B2B transactions for mid-sized importers. Company A ships a...
A compliance officer at a European bank receives a vendor shortlist for a new transaction monitoring system. Five providers made the cut....
A fintech startup spends eleven months building a compliance-ready lending API. The product works. The documentation is clean. The engineering team has...
A neobank processes a batch of international transfers three hours late on a Friday afternoon. By Saturday morning, screenshots of failed transaction...
A payments startup founder spends her Saturday morning writing a breakdown of cross-border settlement costs. She includes figures from a public central...
Fintech companies with strong media visibility grow revenue 2.6 times faster than competitors with equivalent products but lower visibility, according to a...
Fintech companies with active thought leadership programmes achieve 3.3 times stronger market presence scores than non-publishing competitors, according to a 2024 Kantar...
A payments infrastructure company based in London processes transactions across 14 countries. Its product handles currency conversion, compliance checks, and settlement in...
A bank in Nigeria launches a USSD-based savings product that allows customers to open accounts using basic feature phones. A bank in...
A fintech startup in Berlin needs to add direct debit capabilities to its invoicing platform. Five years ago, this would have required...
Monzo reported a pre-tax profit of £113.9 million in 2025 while serving 12 million customers with no branch network, no legacy core...