Author
Reeves Birner
Independent market analyst, sharing data driven insights on financial trends in tech and global economies
Stories by Reeves Birner
Credit decision engines: how US lenders are rebuilding the underwriting stack5 min · Read 
Payments systems and infrastructure: the US rails every fintech has to think about5 min · Read 
Blockchain fundamentals: what US financial institutions actually need to understand5 min · Read 
Machine learning in finance: where US firms are actually getting value5 min · Read - ACH systems in the US: the rails underneath almost every fintech product5 min · Read
- The economics of fintech: how the US industry makes money now5 min · Read
- Payment apps in Connecticut: what’s driving adoption in a state with a banking pedigree5 min · Read
- Blockchain development labs: who’s building the next wave of US financial infrastructure5 min · Read
- Metaverse and financial services: what US banks actually built after the hype wore off4 min · Read
- Platform economics in US fintech: why the unit-economics conversation has changed4 min · Read
- Anti-money laundering in US fintech: the compliance category that is rewriting itself5 min · Read
- Financial Data Visualization in the U.S.: Why Chart Selection Is a Substantive Decision5 min · Read
- Quantitative Methods in U.S. FinTech: Where Two Traditions Productively Overlap5 min · Read
- Sentiment analysis for markets: how US traders and fintechs turn text into signal5 min · Read
- Time Series Forecasting in U.S. Finance: Classical Methods, Modern ML, Probabilistic Outputs5 min · Read
- Reinforcement Learning for Trading in U.S. Markets: Where It Belongs and Where It Does Not5 min · Read
- The US market for secure coding practices: vendors, use cases and where investment is going5 min · Read
- Financial inclusion in the US: why 4.2% unbanked is the wrong headline5 min · Read
- Cloud Computing in Finance Crosses 200 Billion in Annual Spend as US Banks Quit Legacy Hardware6 min · Read
- Mobile payments in the US: 11 taps a month, $450 billion a year, and one platform taking most of the cut5 min · Read
- Enterprise blockchain platforms in 2025: $31 billion, four platforms, and the quiet rise of permissioned ledgers6 min · Read
- Fraud detection systems in 2025: a $54 billion market run by two card networks6 min · Read
- Credit scoring algorithms in 2025: 87.5% of US adults now have a score, and the consensus just broke7 min · Read
- Why digital payments account for over 32% of the UK fintech market6 min · Read
More executive interviews
Founders, CEOs and technology leaders talk about what they build, how they fund it, and where AI, finance and data are taking their industries next.
Terence McMenamin
Pre-IPO Employees: Sell, Hold or Borrow? Techdollar CEO Terence McMenamin on Beating the Lockup Trap
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Grigorii Danileiko
The Secret to Grigorii Danileiko’s Success: Improving the Usability and Reliability of Enterprise Platforms
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Louis Régis
Inside Propr: How Louis Régis Is Taking Perp Prop Trading Onchain
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David Lucatch
GRND.io: David Lucatch on Staking, Rewards & Where Gold Fits Into Web3
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