Reeves Birner
Independent market analyst, sharing data driven insights on financial trends in tech and global economies
Stories by Reeves Birner
DAO Governance Models in America in 2026: How On-Chain Voting Has Actually Performed6 min · Read
Credit decision engines: how US lenders are rebuilding the underwriting stack5 min · Read
Payments systems and infrastructure: the US rails every fintech has to think about5 min · Read
Blockchain fundamentals: what US financial institutions actually need to understand5 min · Read
Machine learning in finance: where US firms are actually getting value5 min · Read
ACH systems in the US: the rails underneath almost every fintech product5 min · Read
The economics of fintech: how the US industry makes money now5 min · Read
Payment apps in Connecticut: what’s driving adoption in a state with a banking pedigree5 min · Read
Blockchain development labs: who’s building the next wave of US financial infrastructure5 min · Read
Metaverse and financial services: what US banks actually built after the hype wore off4 min · Read
Platform economics in US fintech: why the unit-economics conversation has changed4 min · Read
Anti-money laundering in US fintech: the compliance category that is rewriting itself5 min · Read
Financial Data Visualization in the U.S.: Why Chart Selection Is a Substantive Decision5 min · Read
Quantitative Methods in U.S. FinTech: Where Two Traditions Productively Overlap5 min · Read
Sentiment analysis for markets: how US traders and fintechs turn text into signal5 min · Read
Time Series Forecasting in U.S. Finance: Classical Methods, Modern ML, Probabilistic Outputs5 min · Read
Reinforcement Learning for Trading in U.S. Markets: Where It Belongs and Where It Does Not5 min · Read
The US market for secure coding practices: vendors, use cases and where investment is going5 min · Read
Financial inclusion in the US: why 4.2% unbanked is the wrong headline5 min · Read
Cloud Computing in Finance Crosses 200 Billion in Annual Spend as US Banks Quit Legacy Hardware6 min · Read
Mobile payments in the US: 11 taps a month, $450 billion a year, and one platform taking most of the cut5 min · Read
Enterprise blockchain platforms in 2025: $31 billion, four platforms, and the quiet rise of permissioned ledgers6 min · Read
Fraud detection systems in 2025: a $54 billion market run by two card networks6 min · Read
Credit scoring algorithms in 2025: 87.5% of US adults now have a score, and the consensus just broke7 min · Read
More executive interviews
Founders, CEOs and technology leaders talk about what they build, how they fund it, and where AI, finance and data are taking their industries next.

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Simon Heath
How Businesses Can Approach AI Security Without the Technical Jargon: Interview With Simon Heath of The Final Step
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Srujana Sree Bathineni
Why Enterprise AI Stalls After the Pilot: Srujana Sree Bathineni on Building AI That Delivers
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