Crypto News: Coinbase Ireland Fined €3.25M Over Client Funds as Pepeto Presale Tops $11.2M

Most crypto news this week asks one plain question: who holds your money? One of the biggest stories is Coinbase Ireland Fined €3.25M. The headline “Coinbase Ireland Fined €3.25M” made waves on Thursday, when Ireland’s central bank fined Coinbase Ireland €3.25 million, The Block reported. In 2024, client money it should have kept safe came up €5.2 million short. Yet buyers kept trading, and Monero rose 6.01% in a day.

Fines like this have landed before, including €21.5 million on Coinbase Europe, per the Irish Times. In the context of regulatory action, Coinbase Ireland Fined €3.25M stands out as a landmark enforcement this year. This roundup covers Pepeto, Monero and NEAR. Pepeto sells in presale as a meme coin with a 0% fee swap platform. It has passed $11.2 million, and its cofounder built the first Pepe.

Crypto News Today: Coinbase Ireland Fined €3.25M After a €5.2M Gap in Client Funds

On October 22, Ireland’s central bank fined Coinbase Ireland €3.25 million. The case was about how it kept customer money safe, The Block reported. The fine started at €4.65 million and dropped 30% because the firm settled, Bitcoin.com News said.

The problems ran from November 2020 to August 2025, and about 30 business clients were hit. Ireland’s High Court still has to confirm the fine. Tighter rules help every buyer, and they raise one question: does anyone else hold your coins?

Crypto News Picks: An Exchange That Never Holds Your Coins, Then Monero and NEAR

Pepeto: Pepe’s Cofounder Ships a 0% Fee Exchange Where Your Coins Stay in Your Wallet

A gap in client funds needs a company holding client funds first. Pepeto skips that step, and with it the risk at the heart of this week’s fine. As Coinbase Ireland Fined €3.25M made clear, exchanges can face trouble when they fail to segregate client assets. Think of it as a meme coin in presale, built around its own exchange. Its cofounder built the first Pepe, and this time the product went live before the listing.

PepetoSwap, the exchange, is live and non custodial. You trade straight from your own wallet, so no company holds your funds and no account can come up short. Only you can move them. Swaps cost 0.00%, with only network gas to pay.

The savings are easy to count. A $1,000 trade costs $3 on Uniswap and $2.50 on PancakeSwap, but $0 here. On $100,000, you save $300. Orders come as market, limit or DCA, and a private relay shields each trade from front running bots.

That matters for your money in two ways. Your coins stay yours the whole time, and every trade keeps the fee in your pocket. Over a year, saved fees add up. Holders can also stake their tokens, with rewards paid out at listing. Analysts project a 1,500% gain after listing, and a Binance listing is approaching. That is a guess, and nothing is promised.

This round prices one token at $0.0000001902. ETH, USDT, BNB and cards all work here. It closes on a deadline or a sales goal, and the round after it costs more. So the setup is simple: a known meme name, a working exchange and a listing ahead. For anyone reading crypto news and hunting for an early price, Pepeto is the clear pick.

Monero Jumps 11% in a Day, Yet XMR Needs 26% to Retake Its January Record

Monero trades at $608 on CoinMarketCap, up 6.01% over 24 hours. The Crypto Times logged an 11.48% jump on October 22. Peter Brandt compared its chart to silver before silver’s big run. XMR has cleared $606, the line 24/7 Wall St flagged on October 19. Its $798.91 record sits about 26% higher, a fair climb for an $11.9 billion coin.

NEAR Tops CoinDesk’s Gainers, but Needs About 4x to See $20.42 Again

NEAR trades at $4.90 on CoinMarketCap, down 3.67% over the day. On October 21, it led CoinDesk’s 100 coin index, up 6% to about $5.23, CoinDesk reported. The jump came with growth in NEAR Intents and a plan to cut new supply from 2.5% to 1.6% a year. Still, its $20.42 record from January 2022 needs about 4.1x. That is tall for a $6.5 billion coin.

Conclusion

Pepe hit $0.00002825 on December 9, 2024, per CoinMarketCap, with no product at all. This week’s crypto news shows a €3.25 million fine and big coins far from old highs. Clearly, Coinbase Ireland Fined €3.25M signals a turning point for how exchanges handle client funds.

Pepeto starts far smaller and adds what Pepe never had: a live exchange that never holds your coins. The cofounder, the meme and the tools sit together before a Binance listing. That listing is the one event that turns a stage price into a market price. This round sits on the Pepeto official website, and you can still buy in before that day. In summary, Coinbase Ireland Fined €3.25M remains one of the most important developments shaping crypto market confidence in 2024.

Click To Visit Pepeto official Website To Enter The Presale

FAQs

What is the latest crypto news on Coinbase Ireland?

The latest crypto news is Ireland’s €3.25 million fine on Coinbase Ireland over client funds. Pepeto’s exchange never holds your coins, and analysts project 1,500% after its listing.

How does the Monero price outlook compare to new meme coin presales?

Pepeto has more room on paper, since Monero needs 26% to retake its record. Pepeto still sells at an early stage price on the Pepeto official website.