The method
How it is worked out
APY = (1 + APR ÷ n)^n − 1; APR = n × ((1 + APY)^(1/n) − 1)
- n
- Compounding periods a year: 12 monthly, 365 daily
APY to APR Converter
Convert between APR and APY for any compounding frequency and see what a DeFi yield really earns after fees. The result updates as you type so you can compare scenarios quickly.
Keep in mind
What it leaves out
- Token priceYield in a falling token is a loss in your currency.
- Smart-contract riskNo yield compensates for a drained pool.
Use the calculator to compare scenarios rather than as a guaranteed forecast.
About the APY to APR Converter
Convert between APR and APY at any compounding frequency and see what a DeFi yield really earns after transaction fees.
How it works and an example to tryShow less
How to use the result
APY is (1 + APR ÷ n)^n − 1 for n compounding periods; the reverse solves APR from APY. Fees are subtracted from the compounded balance to give a real annual return.
Example to try
12% APR compounded daily is 12.75% APY. On £10,000 with £60 of fees the real return is about 12.1%.
Put it to work
Try it on a real situation
Load an example
What moves the result most
Worked out from your figures above. Tap a row to try it.
Who uses it, and when
DeFi users comparing pools and anyone confused by APR versus APY.
Mistakes worth avoiding
- Comparing an APR with an APY as if they were the same.
- Ignoring the token the yield is paid in.
- Chasing high compounding frequency when fees eat the gain.
Questions
What does the APY to APR Converter do?
Convert between APR and APY for any compounding frequency and see what a DeFi yield really earns after fees.
How should I use the result?
APY is (1 + APR ÷ n)^n − 1 for n compounding periods; the reverse solves APR from APY. Fees are subtracted from the compounded balance to give a real annual return.
Does TechBullion store the information I enter?
The core calculation or transformation runs in your browser. Normal website security and analytics may still record page-level events, but the tool does not need to create a public record from your inputs.
What mistakes do people make with an apy to apr converter?
Comparing an APR with an APY as if they were the same. Ignoring the token the yield is paid in. Chasing high compounding frequency when fees eat the gain.
Is the result guaranteed?
No. Use the result as a practical check or planning aid and verify important decisions with the relevant primary source, provider or professional advice.
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Results are estimates based on the figures entered, for general information only, and not financial, investment, tax or legal advice. See our terms of use.