The method
How it is worked out
LTV = loan ÷ collateral; call price = owed ÷ (call LTV × coins)
- owed
- Loan plus interest to the end of the term; interest raises your LTV over time
Crypto Loan LTV Calculator
Borrow against crypto: check loan-to-value, the price that triggers a margin call and how much collateral keeps you safe. The result updates as you type so you can compare scenarios quickly.
Keep in mind
What it leaves out
- RehypothecationSome lenders lend your collateral on; if they fail, so does your claim.
- Stablecoin loansRepaying in a stablecoin adds its own peg risk.
Use the calculator to compare scenarios rather than as a guaranteed forecast.
About the Crypto Loan LTV Calculator
Borrow against crypto safely: check your loan-to-value, the price that triggers a margin call and the buffer you need.
How it works and an example to tryShow less
How to use the result
LTV is loan over collateral value. Amount owed adds interest to the end of the term. Margin-call and liquidation prices divide what you owe by the trigger LTV and your coins.
Example to try
Two coins at £60,000 backing a £40,000 loan is 33% LTV. With 9% interest over a year the margin call comes at about £31,000, a 48% fall.
Put it to work
Try it on a real situation
Load an example
What moves the result most
Worked out from your figures above. Tap a row to try it.
Who uses it, and when
Holders who want liquidity without selling, and anyone comparing crypto-backed lenders.
Mistakes worth avoiding
- Borrowing at 50%+ LTV in an asset that drops 30% in a week.
- Forgetting interest raises LTV over time.
- Ignoring what the lender does with your collateral.
Questions
What does the Crypto Loan LTV Calculator do?
Borrow against crypto: check loan-to-value, the price that triggers a margin call and how much collateral keeps you safe.
How should I use the result?
LTV is loan over collateral value. Amount owed adds interest to the end of the term. Margin-call and liquidation prices divide what you owe by the trigger LTV and your coins.
Does TechBullion store the information I enter?
The core calculation or transformation runs in your browser. Normal website security and analytics may still record page-level events, but the tool does not need to create a public record from your inputs.
What mistakes do people make with a crypto loan ltv calculator?
Borrowing at 50%+ LTV in an asset that drops 30% in a week. Forgetting interest raises LTV over time. Ignoring what the lender does with your collateral.
Is the result guaranteed?
No. Use the result as a practical check or planning aid and verify important decisions with the relevant primary source, provider or professional advice.
Executive Insights
Leaders on this topic
Executive insightClickOptions Makes Crypto Options Pricing Cheaper: An Interview with Maris Kalnins, the CEO of ClickOptionsExecutive insightInterview with Samuel Drnda, CEO of HyroTrader: Building the Future of Crypto Prop TradingExecutive insightShane Morand on AI Avatars: Why MLM Leaders Keep Paying for AI and Getting Nothing Back
Results are estimates based on the figures entered, for general information only, and not financial, investment, tax or legal advice. See our terms of use.