All posts tagged "fintech innovation"
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272Fintech NewsThe Next Generation of AI-Powered Fintech Platforms
Harvey, a legal AI startup focused on financial services contracts, raised $80 million in its Series B in early 2024 at a...
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336PaymentsHow Fintech Is Reinventing Global Payment Systems
Stripe’s first seven lines of code, published in 2011, allowed a developer to accept a credit card payment on a website. Before...
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332PaymentsThe Growth of Embedded Finance Across Industries
When a Shopify merchant receives a notification saying “You’re eligible for a $50,000 business loan, click to accept,” that loan offer did...
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383Payments
How Embedded Finance Is Changing Business Models
Toast, the restaurant management software company, generates approximately 80% of its revenue from financial services. Not from its point-of-sale software. Not from...
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343Payments
Why Payment APIs Are Driving Fintech Innovation
Adyen published its API documentation in 2006 and made a bet that would define the next two decades of payment technology: instead...
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284Payments
How Fintech Companies Are Simplifying Global Payments
In 2015, a small business owner in Lagos sending $10,000 to a supplier in Shenzhen would have paid roughly $600 in fees...
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291Payments
The Rise of Embedded Financial Services
When Uber launched Uber Money in October 2019, it gave its 4.4 million drivers access to a digital wallet, a debit card,...
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377Payments
Why Digital Payments Are Expanding Globally
In March 2007, Safaricom launched M-Pesa in Kenya with a simple proposition: send money using a basic mobile phone, no bank account...
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316Payments
The Future of Fintech Payment Infrastructure
On July 20, 2023, the Federal Reserve launched FedNow, the first new U.S. payment rail in over 50 years. The system enables...
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333Payments
How Payment Technology Is Transforming E-commerce
In 2022, Shopify reported that its Shop Pay checkout converted 1.72 times better than standard guest checkout. The difference was a single...
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276Payments
Why Embedded Finance Is Reshaping Business Platforms
In 2021, Mindbody, a SaaS platform used by 60,000 fitness studios and wellness businesses, launched Mindbody Capital. The product offered cash advances...
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332Payments
How Fintech Companies Are Powering Global Transactions
On Singles’ Day 2024, Alipay’s payment system processed a peak of 988,000 transactions per second. To put that in context, Visa’s VisaNet,...
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355Payments
The Long-Term Impact of Fintech Payment Innovation
In 2012, Sweden’s central bank reported that cash accounted for 40% of all retail transactions. By 2024, that figure had fallen to...
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550Fintech Startups
Why Investors Are Interested in Fintech Infrastructure
In January 2020, Visa announced it would acquire Plaid for $5.3 billion. Plaid, a company that most consumers had never heard of,...
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482Fintech Startups
How Fintech Founders Build Scalable Companies
In 2010, Patrick Collison was 21 years old, living in Palo Alto, and frustrated by how difficult it was to accept payments...
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446Fintech Startups
How Fintech Innovation Drives Investment Opportunities
On January 28, 2021, Robinhood restricted trading in GameStop stock after a Reddit-fuelled short squeeze drove the share price from $17 to...
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461Fintech Startups
Why Fintech Ecosystems Are Expanding Worldwide
In 2016, the UK’s Financial Conduct Authority launched the world’s first regulatory sandbox, allowing fintech startups to test products with real customers...
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425Fintech Startups
How Fintech Startups Build Competitive Advantages
In 2009, Jim McKelvey, a glassblower in St. Louis, lost a $2,000 sale because he could not accept credit cards. He called...
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420Fintech Startups
Why Fintech Innovation Is Attracting Capital
In November 2022, FTX collapsed in spectacular fashion. The cryptocurrency exchange, valued at $32 billion just seven months earlier, filed for bankruptcy...
