Follow a single car-insurance claim from crash to payout and you can watch insurtech work in real time. A photo, an automated...
Filing an insurance claim once meant paper forms, long phone calls and weeks of waiting. Now a photo of a dented car...
America sets the pace for financial technology, and innovation strategy in finance in America is how its firms stay ahead. Deep capital,...
To understand how innovation strategy in finance works, follow one idea from a meeting to your phone. A problem is chosen, a...
Challenger banks entered the UK market promising to disrupt retail banking. A decade later, the disruption is not just in the customer...
A mid-sized bank in the Philippines needs to launch a digital savings account within six months. Building the required infrastructure internally would...
Two payments companies launch in the same year, targeting the same market: cross-border B2B transactions for mid-sized importers. Company A ships a...
A fintech startup spends eleven months building a compliance-ready lending API. The product works. The documentation is clean. The engineering team has...
Fintech companies with strong media visibility grow revenue 2.6 times faster than competitors with equivalent products but lower visibility, according to a...
A bank in Nigeria launches a USSD-based savings product that allows customers to open accounts using basic feature phones. A bank in...
A fintech startup in Berlin needs to add direct debit capabilities to its invoicing platform. Five years ago, this would have required...
Monzo reported a pre-tax profit of £113.9 million in 2025 while serving 12 million customers with no branch network, no legacy core...
A core banking system at a top-20 European bank runs on COBOL, a programming language created in 1959. The system processes millions...
A wire transfer between two banks in the same city still takes a full business day at most traditional institutions. The customer...
In 2019, opening a bank account in Brazil required a visit to a physical branch, a stack of documents, and anywhere from...
Chime, a fintech-powered bank that holds no banking charter of its own, reported 22 million active accounts at the end of 2024,...
Revolut added 12 million customers in 2024 alone, bringing its total to 50 million across 38 markets. Nubank crossed 100 million accounts...
When Monzo launched its hot coral debit card in 2016, Barclays, HSBC, and Lloyds did not change a single product feature in...
A customer at Nubank in São Paulo checks their balance, splits a restaurant bill with three friends, invests spare change into a...