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Why Banking Infrastructure Is Becoming Digital

In March 2023, Silicon Valley Bank collapsed in 44 hours. The trigger was a bank run, but the speed was digital. Depositors...

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Fintech News

The Role of Technology in Future Banking Systems

The European Central Bank began a two-year preparation phase for a digital euro in November 2023. The Bank of England launched a...

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Fintech News

How Fintech Platforms Are Powering Banking Innovation

In 2021, a community bank in rural Nebraska with 14 employees and $200 million in assets launched a fintech-powered savings product that...

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Fintech News

How Digital Banking Improves Customer Experience

In 2019, the average wait time to speak with a customer service representative at a major US bank was 11 minutes. By...

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Fintech News

The Expansion of Neobank Services Globally

Revolut launched in the United Kingdom in 2015 as a travel money card. By the end of 2024, it operated in 38...

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Fintech News

Why Fintech Is Driving Banking Evolution

In 2014, Jamie Dimon, CEO of JPMorgan Chase, wrote in his annual shareholder letter that Silicon Valley was coming to eat banking’s...

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Fintech News

How Digital Banking Improves Financial Accessibility

A farmer in rural Kenya can receive payment for her crops, save a portion in a digital account, pay her children’s school...

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Fintech News

The Rise of Banking-as-a-Service Platforms

In 2019, a company called Unit launched with a single product: an API that let any software company offer bank accounts to...

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Fintech News

Why Technology Is Transforming Banking Operations

HSBC’s global payments division processes approximately 4.5 million transactions per day. In 2019, a single compliance check on a cross-border payment required...

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Fintech News

How Fintech Is Reinventing the Banking Model

For 400 years, banking worked on a simple model: take deposits, lend money, charge the borrower more than you pay the depositor,...

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Fintech News

The Growth of Global Neobank Ecosystems

Revolut is not just a bank. It is a financial ecosystem with 50 million customers across 38 markets, offering current accounts, savings,...

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Fintech News

The Next Generation of Banking Platforms

Antony Jenkins spent five years as CEO of Barclays, one of the world’s largest banks, trying to modernise its technology from the...

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Fintech News

How Fintech Companies Are Building Banking Infrastructure

Marqeta went public in 2021 at a $15 billion valuation. The company does not issue credit cards to consumers, does not hold...

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Fintech News

Why Banking Innovation Is Accelerating

JPMorgan Chase spent $17.1 billion on technology in 2024. That figure, larger than the annual revenue of most fintech companies, represents a...

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Blockchain

How Blockchain Supports Financial Innovation

In March 2023, a single Ethereum transaction executed a flash loan of $200 million, used it to arbitrage a price difference across...

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Blockchain

How Blockchain Is Transforming the Fintech Landscape

Stripe added stablecoin payment processing in 2024, allowing merchants to accept USDC and settle in dollars without handling crypto directly. The company...