A street vendor in Nairobi, a freelancer in Manila, and a shopper in Chicago now reach for the same thing to pay:...
A gig driver in Texas cashes out a day’s earnings before dinner, a small bakery in Ohio reconciles its card sales without...
Drive across the United States and the evolution of financial technology in America looks different in every region: a remittance app busy...
Swipe a card for a USD 20 lunch and the money takes a longer trip than the sandwich did. In under two...
Open almost any banking app in the United States today and you are touching a chain of companies most customers never see:...
Building a fintech startup means software, not a bank charter. See what it takes in the US market and what it means...
America runs on platforms, from the apps that move your paycheck to the marketplaces that lend to small firms. Platform economics in...
To see how platform economics works, follow a single payment from your phone to a shop and back. Your app, the merchant,...
America sets the pace for financial technology, and innovation strategy in finance in America is how its firms stay ahead. Deep capital,...
To understand how innovation strategy in finance works, follow one idea from a meeting to your phone. A problem is chosen, a...
When a rideshare app pays a driver instantly, when an online store offers a loan at checkout, or when a software platform...
Buy a couch online and the checkout offers to split it into four payments. Open a ride-hailing app and it hands you...
At 7:14 a.m. on a Tuesday in Phoenix, a contractor named Marisol tapped a button in her banking app to pay a...
The Chase mobile app processed more than 50 million active digital users last quarter, and every screen they tap was written, reviewed,...
A logistics dispatcher in Memphis settles a fuel invoice at 11:42 pm on a Saturday and the driver sees the deposit hit...
On a Wednesday morning in February, a Cleveland community bank pushed its first FedNow payment to a regional credit union for an...
A community bank in Iowa joined the FedNow network last quarter, started accepting embedded loan applications through its accounting partner this month,...
A small business owner in Austin pays a supplier in Vietnam from her phone before her coffee cools, while the funds clear...
A US chief operating officer recently described her firm’s fintech vendor selection process as “principles before products.” Her team evaluates each new...