When a Shopify merchant receives a notification saying “You’re eligible for a $50,000 business loan, click to accept,” that loan offer did...
Toast, the restaurant management software company, generates approximately 80% of its revenue from financial services. Not from its point-of-sale software. Not from...
When Uber launched Uber Money in October 2019, it gave its 4.4 million drivers access to a digital wallet, a debit card,...
In 2022, Shopify reported that its Shop Pay checkout converted 1.72 times better than standard guest checkout. The difference was a single...
In 2021, Mindbody, a SaaS platform used by 60,000 fitness studios and wellness businesses, launched Mindbody Capital. The product offered cash advances...
In 2005, three students at the Stockholm School of Economics presented a business plan at a university competition. The idea was simple:...
In 2012, Sweden’s central bank reported that cash accounted for 40% of all retail transactions. By 2024, that figure had fallen to...
Financial services delivery reached 78% digital penetration across developed markets in 2024, according to McKinsey’s Global Banking Annual Review. That figure was...
Apple, Google, Amazon, Meta, and Microsoft collectively generated an estimated $18 billion in financial services revenue in 2024, according to analysis by...
Personal banking revenue from digital channels surpassed $180 billion globally in 2025, accounting for 42% of total retail banking revenue, according to...
Fintech-driven banking innovations generated $85 billion in new revenue for the global banking industry in 2025, according to a Deloitte analysis of...
the global embedded finance market is forecast to reach $7 trillion by 2030, according to industry estimates compiled by Boston Consulting Group....
The global financial technology sector generated $245 billion in revenue in 2024 and is projected to exceed $640 billion by 2030, according...
The average consumer now interacts with financial services 3.2 times per day, according to a 2025 Bain & Company survey of 30,000...
Fintech innovation is now active in more than 200 markets worldwide, according to the Cambridge Centre for Alternative Finance at the University...
Global fintech revenue is projected to exceed $1.5 trillion by 2030, according to Boston Consulting Group. That represents a tripling from 2024...
Digital commerce transactions processed through fintech-powered payment systems reached $9.4 trillion globally in 2025, according to Worldpay’s Global Payments Report. Fintech companies...
Five years ago, adding insurance to a digital product required a 12-month integration project, a licensed insurance carrier partner, and a team...
The global embedded finance market is forecast to reach $7 trillion in transaction value by 2030amp; Company and the Boston Consulting Group....