All posts tagged "Embedded Finance"
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88Fintech NewsHow Principles of Financial Technology Works: A Guide for the US Financial Market
A US fintech founder spent a recent industry panel describing her product strategy as “five principles, applied in order, every quarter.” The...
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112Fintech NewsPrinciples of Financial Technology Explained: What It Means for Consumers and Businesses in the USA
If a US consumer could see only one piece of information about a fintech app before deciding to use it, the most...
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121Fintech NewsEconomics of FinTech in America: Use Cases, Benefits, Risks, and Long-Term Opportunities
A small-business owner in Tampa recently switched her card acceptance from a major incumbent processor to a vertically integrated fintech and saved...
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111Fintech News
Economics of FinTech Explained: What It Means for Consumers and Businesses in the USA
Every time a banking app waives a monthly fee or a buy-now-pay-later button appears at checkout, someone has already done the math...
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164Fintech News
History of Financial Innovation in America: Use Cases, Benefits, Risks, and Long-Term Opportunities
A New York-based small-business owner recently observed that her great-grandmother’s 1953 deposit slip is barely distinguishable from the deposit confirmation she received...
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179Fintech News
Digital Transformation in Finance in America: Use Cases, Benefits, Risks, and Long-Term Opportunities
A construction supply distributor in Indiana spent most of 2024 trying to figure out why its accounts receivable cycle had stretched from...
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176Fintech News
FinTech Ecosystem in America: Use Cases, Benefits, Risks, and Long-Term Opportunities
Open a banking app to split a dinner bill, tap a card that draws on a credit line approved in seconds, or...
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196Fintech News
FinTech Ecosystem Explained: What It Means for Consumers and Businesses in the USA
The fintech ecosystem is the hidden network behind every digital payment. See how its layers connect and what it means for US...
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390Fintech News
The Five Underweighted FinTech Industry Trends Reshaping the U.S. Market
Industry-trend lists in FinTech tend to age badly. The 2022 lists were dominated by buy-now-pay-later and crypto. The 2023 lists were dominated...
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368Fintech News
How America’s FinTech Ecosystem Actually Fits Together
Most ecosystem maps of U.S. FinTech are wall art. They put hundreds of logos on a slide, group them into pretty boxes,...
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351Fintech News
Super Apps in US Finance: Why the Bundled Experience Keeps Almost Working and Never Quite Wins
A US retail user in 2026 typically holds eleven separate financial relationships at once: a checking account, a brokerage, a credit card,...
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482Fintech News
How the US FinTech Ecosystem Is Reshaping Itself in 2026: Rails, AI Underwriting and Embedded Finance
If you had asked someone working in U.S. financial services five years ago to describe the country’s fintech ecosystem, the answer would...
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385Fintech News
Why venture capital flows are shifting towards embedded finance platforms
The embedded finance market hit $148.38 billion in 2025 and is projected to reach $197.06 billion in 2026, according to Precedence Research....
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866Fintech News
How Banking Innovation Is Creating New Financial Opportunities
Ten years ago, getting a small business loan in Indonesia meant visiting a bank branch, submitting paper documents, waiting two to six...
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337Fintech News
The Rise of Banking-as-a-Service Platforms
In 2019, a company called Unit launched with a single product: an API that let any software company offer bank accounts to...
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343Payments
How Digital Payment Platforms Are Transforming Commerce
On Singles’ Day 2024, Alibaba’s payment platform Alipay processed 988,000 transactions per second at peak load. The entire day’s sales across Alibaba’s...
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388Payments
Why Payment Infrastructure Is Becoming Digital
India’s Unified Payments Interface processed 16.6 billion transactions in January 2025, worth approximately $250 billion. Five years earlier, in January 2020, UPI...
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356Payments
The Growth of Embedded Finance Across Industries
When a Shopify merchant receives a notification saying “You’re eligible for a $50,000 business loan, click to accept,” that loan offer did...
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407Payments
How Embedded Finance Is Changing Business Models
Toast, the restaurant management software company, generates approximately 80% of its revenue from financial services. Not from its point-of-sale software. Not from...
