To see how platform economics works, follow a single payment from your phone to a shop and back. Your app, the merchant,...
Every time you tap a payment app that links your bank, a shop and a card network in one screen, you are...
America sets the pace for financial technology, and innovation strategy in finance in America is how its firms stay ahead. Deep capital,...
To understand how innovation strategy in finance works, follow one idea from a meeting to your phone. A problem is chosen, a...
Every new way you pay, borrow or invest started as a deliberate bet inside a financial company. Innovation strategy in finance is...
When a rideshare app pays a driver instantly, when an online store offers a loan at checkout, or when a software platform...
Buy a couch online and the checkout offers to split it into four payments. Open a ride-hailing app and it hands you...
At 7:14 a.m. on a Tuesday in Phoenix, a contractor named Marisol tapped a button in her banking app to pay a...
The Chase mobile app processed more than 50 million active digital users last quarter, and every screen they tap was written, reviewed,...
A logistics dispatcher in Memphis settles a fuel invoice at 11:42 pm on a Saturday and the driver sees the deposit hit...
On a Wednesday morning in February, a Cleveland community bank pushed its first FedNow payment to a regional credit union for an...
A community bank in Iowa joined the FedNow network last quarter, started accepting embedded loan applications through its accounting partner this month,...
A small business owner in Austin pays a supplier in Vietnam from her phone before her coffee cools, while the funds clear...
A US chief operating officer recently described her firm’s fintech vendor selection process as “principles before products.” Her team evaluates each new...
A US fintech founder spent a recent industry panel describing her product strategy as “five principles, applied in order, every quarter.” The...
If a US consumer could see only one piece of information about a fintech app before deciding to use it, the most...
A small-business owner in Tampa recently switched her card acceptance from a major incumbent processor to a vertically integrated fintech and saved...
Every time a banking app waives a monthly fee or a buy-now-pay-later button appears at checkout, someone has already done the math...
A New York-based small-business owner recently observed that her great-grandmother’s 1953 deposit slip is barely distinguishable from the deposit confirmation she received...