When a rideshare app pays a driver instantly, when an online store offers a loan at checkout, or when a software platform...
Buy a couch online and the checkout offers to split it into four payments. Open a ride-hailing app and it hands you...
At 7:14 a.m. on a Tuesday in Phoenix, a contractor named Marisol tapped a button in her banking app to pay a...
The Chase mobile app processed more than 50 million active digital users last quarter, and every screen they tap was written, reviewed,...
A logistics dispatcher in Memphis settles a fuel invoice at 11:42 pm on a Saturday and the driver sees the deposit hit...
On a Wednesday morning in February, a Cleveland community bank pushed its first FedNow payment to a regional credit union for an...
A community bank in Iowa joined the FedNow network last quarter, started accepting embedded loan applications through its accounting partner this month,...
A small business owner in Austin pays a supplier in Vietnam from her phone before her coffee cools, while the funds clear...
A US chief operating officer recently described her firm’s fintech vendor selection process as “principles before products.” Her team evaluates each new...
A US fintech founder spent a recent industry panel describing her product strategy as “five principles, applied in order, every quarter.” The...
If a US consumer could see only one piece of information about a fintech app before deciding to use it, the most...
A small-business owner in Tampa recently switched her card acceptance from a major incumbent processor to a vertically integrated fintech and saved...
Every time a banking app waives a monthly fee or a buy-now-pay-later button appears at checkout, someone has already done the math...
A New York-based small-business owner recently observed that her great-grandmother’s 1953 deposit slip is barely distinguishable from the deposit confirmation she received...
A construction supply distributor in Indiana spent most of 2024 trying to figure out why its accounts receivable cycle had stretched from...
Open a banking app to split a dinner bill, tap a card that draws on a credit line approved in seconds, or...
The fintech ecosystem is the hidden network behind every digital payment. See how its layers connect and what it means for US...
Industry-trend lists in FinTech tend to age badly. The 2022 lists were dominated by buy-now-pay-later and crypto. The 2023 lists were dominated...
Most ecosystem maps of U.S. FinTech are wall art. They put hundreds of logos on a slide, group them into pretty boxes,...