All posts tagged "Api Banking"
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269Fintech NewsThe Growth of API-Driven Banking Platforms
A fintech startup in Berlin needs to add direct debit capabilities to its invoicing platform. Five years ago, this would have required...
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179Fintech News
Why Banking Infrastructure Is Becoming Digital
In March 2023, Silicon Valley Bank collapsed in 44 hours. The trigger was a bank run, but the speed was digital. Depositors...
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196Fintech News
How Fintech Platforms Are Powering Banking Innovation
In 2021, a community bank in rural Nebraska with 14 employees and $200 million in assets launched a fintech-powered savings product that...
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181Fintech News
The Rise of Banking-as-a-Service Platforms
In 2019, a company called Unit launched with a single product: an API that let any software company offer bank accounts to...
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148Fintech News
The Next Generation of Banking Platforms
Antony Jenkins spent five years as CEO of Barclays, one of the world’s largest banks, trying to modernise its technology from the...
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188Fintech News
How Fintech Companies Are Building Banking Infrastructure
Marqeta went public in 2021 at a $15 billion valuation. The company does not issue credit cards to consumers, does not hold...
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161Payments
Why Payment Infrastructure Is Becoming Digital
India’s Unified Payments Interface processed 16.6 billion transactions in January 2025, worth approximately $250 billion. Five years earlier, in January 2020, UPI...
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158Payments
The Growth of Embedded Finance Across Industries
When a Shopify merchant receives a notification saying “You’re eligible for a $50,000 business loan, click to accept,” that loan offer did...
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170Payments
How Embedded Finance Is Changing Business Models
Toast, the restaurant management software company, generates approximately 80% of its revenue from financial services. Not from its point-of-sale software. Not from...
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148Payments
Why Payment APIs Are Driving Fintech Innovation
Adyen published its API documentation in 2006 and made a bet that would define the next two decades of payment technology: instead...
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128Payments
The Rise of Embedded Financial Services
When Uber launched Uber Money in October 2019, it gave its 4.4 million drivers access to a digital wallet, a debit card,...
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149Payments
The Future of Fintech Payment Infrastructure
On July 20, 2023, the Federal Reserve launched FedNow, the first new U.S. payment rail in over 50 years. The system enables...
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126Payments
Why Embedded Finance Is Reshaping Business Platforms
In 2021, Mindbody, a SaaS platform used by 60,000 fitness studios and wellness businesses, launched Mindbody Capital. The product offered cash advances...
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150Payments
The Role of Payment Innovation in Digital Commerce
In 2005, three students at the Stockholm School of Economics presented a business plan at a university competition. The idea was simple:...
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169Latest News
Open Banking UK Says Nearly 5,000 Digital Jobs Created Since 2018
The latest data reveals a significant milestone for the payments industry. Open Banking UK Says Nearly 5,000 Digital Jobs Created Since 2018...
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136Latest News
Canada Targets Early-2026 Launch for Consumer-Driven Banking Framework
The latest data reveals a significant milestone for the payments industry. Canada Targets Early-2026 Launch for Consumer-Driven Banking Framework marks an important...
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150Latest News
145 Authorised Third-Party Providers: Inside the UK Open Banking Ecosystem
The latest data reveals a significant milestone for the payments industry. 145 Authorised Third-Party Providers: Inside the UK Open Banking Ecosystem marks...
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129Latest News
UK Open Banking Delivers £4 Billion to the Economy: The Business Case for API Finance
The latest data reveals a significant milestone for the payments industry. UK Open Banking Delivers £4 Billion to the Economy: The Business...
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178Latest News
UK Open Banking Payments Near 33 Million Monthly: How API-Driven Finance Is Going Mainstream
The latest data reveals a significant milestone for the payments industry. UK Open Banking Payments Near 33 Million Monthly: How API-Driven Finance...
