As volatility sweeps through the market, the XRP price has come into the spotlight, but not for reasons long-term holders might hope. A prominent analyst known as JD (@jaydee_757) has issued a stark warning, predicting that after a sharp rally, XRP could face a 95% crash similar to the one it experienced in 2018.
His analysis, shared on X (formerly Twitter), sparked intense debate within the XRP community and raised questions about whether investors should rotate into promising alternatives like PayDax Protocol (PDP), a DeFi project many are calling the next big under-$1 opportunity.
XRP Price Faces Its Most Pivotal Moment Since 2017
According to JD’s analysis, the XRP price chart closely mirrors its 2017 cycle, when the token rallied aggressively before collapsing by over 95%. The analyst pointed to $3.022 as the decisive resistance level that could trigger the same pattern if breached.
This view follows last week’s data showing XRP’s largest long wipeout since September, when $17.7 million in leveraged positions were liquidated across major exchanges like Bybit and Binance. Despite the turbulence, on-chain inflows quickly recovered by $5.8 million, signaling bullish sentiment among traders.
Finance expert Levi Rietveld offered a contrasting take, suggesting that the XRP price could face a shock as institutions continue accumulating tokens for custody. He noted that much of XRP’s circulating supply is locked away in escrow or institutional holdings, limiting available liquidity for retail buyers.
PayDax Protocol (PDP): The Rising Rival Under $1
While the XRP price wrestles with heavy speculation, PayDax has quietly become a next-generation alternative built on Ethereum’s DeFi infrastructure. Marketed as “The People’s DeFi Bank,” PayDax allows users to borrow stablecoins such as USDT and USDC against crypto and tokenized real-world assets (RWAs).
The RWAs, ranging from luxury watches and art pieces authenticated by Sotheby’s to gold secured by Brinks, can be used as collateral within its ecosystem. Additionally, the PDP token powers every function on the platform, like borrowing, lending, staking, and insurance, ensuring controlled token circulation.
Through the Redemption Pool, a decentralized insurance mechanism, stakers act as underwriters, earning premiums up to 20% APY while protecting lenders from default risks. For lenders, overcollateralized loans generate 15.2% APY, and for advanced users, leveraged yield farming can push yields past 40% with built-in safeguards.
Why Investors Are Rotating From XRP to PDP
Many investors still hold on to XRP’s long-term promises, but the asset has often failed to meet expectations due to institutional skepticism. PayDax Protocol stands apart with verified partnerships and real-world integrations. Once authenticated, the RWAs are secured by Brinks, a trusted global leader in high-security storage.
On the tech side, Chainlink oracles provide live pricing for both digital and physical assets. Jumio’s AI KYC verification ensures strict compliance, preventing fraud and securing RWA lending operations. This framework gives PayDax an institutional-grade foundation rare in early-stage DeFi projects.
Through MoonPay, users move easily between fiat and crypto using debit or credit cards. Prosegur complements Brinks’ custody role, while Assure DeFi’s smart contract audit boosts investor confidence. A fully doxxed team and open communication through AMAs and updates underline PayDax’s accountability.
Now Is the Perfect Time to Position for a 100x ROI
If JD’s forecast proves accurate, the XRP price could see one final explosive rally before entering a sharp correction phase. This, however, may mark the beginning of a new wave of investors searching for assets with similar real-world utility, such as the PayDax Protocol token, which is currently on presale.
Priced at just $0.015, PDP’s presale has drawn increasing attention from analysts who predict it could surge to $0.50–$1 post-listing, a potential 100x–200x return. Early participants also enjoy a 25% registration bonus and referral incentives, making the token a magnet for long-term investors.
At under $0.02 per token, PDP offers an entry point that XRP holders could only dream of today. As the pundit warned XRP holders to “get ready for what’s coming,” savvy investors might instead be preparing for what’s next, the rise of PayDax Protocol, the future of decentralized banking.
Join the Paydax Protocol (PDP) presale Today.
Join Paydax Protocol (PDP) presale | Website | Whitepaper | X (Twitter)
