We’re more than halfway through January 2026 now and the crypto market has that familiar mix of caution and opportunity. Analysts say meme coins can still explode out of nowhere like Penguin and Bonk have shown, decentralized storage is benefiting from the AI data crunch, political tokens swing with headlines and payment solutions are heating up as more people look for practical ways to move money in and out of crypto.
That’s why Bonk (BONK), Filecoin (FIL), World Liberty Financial’s WLFI token and the emerging Remittix (RTX) keep surfacing in discussions about the best crypto to buy now. They cover different angles, but one is building the kind of intense, near-the-end presale pressure that often signals something bigger coming. Here’s an updated, straightforward look at all four top altcoins as of late January 2026.
Bonk (BONK): Meme Power With Fresh Institutional Attention
Bonk is still the best meme coin on Solana, being driven by community, spreading faster and changing quickly with the change of interest. The top altcoin is trading at about $0.000009 now with a little volatility earlier this month that saw Bonk go up before retracing.
The chart has shown pockets of strength, with recent rebounds off key supports and increased volume on up days. Grayscale adding BONK to its watchlist for potential future products earlier this month gave it a nice legitimacy boost and ongoing token burns continue to tighten supply and now analysts wonder if Bonk is the best crypto to buy now.
Experts’ answer is this: If meme sentiment flips again; or we get more Solana ecosystem hype, a push toward $0.000012–$0.000015 feels possible short-term, with optimistic calls still eyeing new all-time highs later in the year. It’s almost pure sentiment play and great for short-term trades, but not the safest pick if you want longer-term conviction.
Filecoin (FIL): Decentralized Storage Gaining Momentum
Filecoin is hovering around $1.31 currently, with some solid volume behind recent moves higher. This month has brought real catalysts; the Filecoin Onchain Cloud mainnet went live, bringing programmable storage, faster retrieval and on-chain payments that developers are already building on.
The chart looks healthier: higher lows holding firm, RSI indicating building momentum and support around $1.20–$1.25 acting strong. A sustained move above $1.40–$1.50 could open $1.70+ quickly, and longer-term targets sit north of $2–$3 if enterprise deals keep rolling in.
Proven deals, real data storage demand, it’s a dependable mid-cap with legs. Upside seems steady rather than explosive, probably 2–4x territory this cycle at best.
Are Political Ties Enough To Make WLFI The Best Crypto To Buy Now
World Liberty Financial’s WLFI token keeps blending politics, DeFi and Trump family backing, driving heavy speculation despite its risks. WLFI is trading around $0.17–$0.18 right now, with price swings closely tied to news cycles and market sentiment.
Recent Bloomberg reports add fuel: the Trump family’s crypto ventures; Including major proceeds from WLFI token sales and holdings, they have added roughly $1.4 billion to their wealth over the past year, outperforming traditional stocks (like declining DJT shares) and now accounting for about 20% of their estimated $6.8 billion net worth.
The team is pushing forward with a real-world asset suite launch this month, tokenizing commodities and debt through their USD1 stablecoin, potentially attracting more institutional money. However, governance votes have drawn criticism over treasury handling, amplifying concerns around centralization and conflicts.
Near support at $0.15 WLFI is holding its own, however, at $0.20 the resistance is proving hard. Favorable news winds may see WLFI shoot to $0.30+ and regulatory oversight or declining hype may trigger immediate declines outright, but the speculative-oriented headlines, centralization concerns and ethical concerns make WLFI a high-stakes guessing game instead of the best crypto to buy now.
Remittix (RTX): Payment Utility With Peak Presale Urgency
This is where things feel different. Remittix isn’t playing in memes, data wars or politics, it’s tackling the real hurdle of moving crypto straight into bank accounts, fast and worldwide.
The Remittix project is currently the best crypto to buy now, hitting all the right milestones as it heads into the home stretch. The iOS wallet is already live in the App Store, the Android version is rolling out shortly and the complete PayFi platform officially launches on February 9, 2026.
Remittix is not just hype, presales and buzz words, the top Defi project employs sophisticated blockchain technology to handle transfers for over 40 cryptocurrencies straight into bank accounts across more than 30 fiat currencies, which is exactly what freelancers, small businesses and regular cross-border remitters have been waiting for.
In keeping with the excitement among top ICO investors, the Remittix project has blown past 700 million tokens sold out of the 750 million allocated; that’s well over 93% claimed and quickly closing in on 95%. Community channels on Telegram and Discord are nonstop with people rushing to get their hands on the last few tokens before launch.
Why RTX is on watchlists as the best crypto to buy now:
- Direct bank deposits across more than 40 currencies eliminate friction converting crypto to spendable money
- No KYC requirements for recipients simplifies transfers for the unbanked population globally
- CEX listings confirmed for post-launch roadmap expand market accessibility significantly
- CertiK security verification provides institutional-grade confidence
- Transaction volume generates organic token demand independent of market sentiment
- Fixed supply mechanics combined with platform growth create natural scarcity
The Verdict
Bonk brings the meme excitement. Filecoin offers reliable utility growth. WLFI mixes politics with DeFi ambition. Remittix pairs the excitement surrounding its official launch with a genuine bridge to everyday finance and right now, real scarcity as the presale winds down.
In a market that’s starting to prize delivery over promises, RTX looks like the standout for aggressive upside in the weeks ahead. Crypto always carries risk, but this urgency feels legitimate.
Discover the future of PayFi with Remittix by checking out their project here:
Website: https://remittix.io/
Socials: https://linktr.ee/remittix
Quick FAQs
1. Best crypto to buy now for quick gains?
Meme coins like Bonk can spike hard, but utility plays with near-term catalysts, like Remittix, tend to give better overall setups with their real world utility and low-risk exposure.
2. Is Filecoin still undervalued in 2026?
With the Onchain Cloud live and AI data needs growing, FIL looks like a strong mid-tier pick.
3. What’s driving WLFI token hype?
Upcoming RWA launches and political connections, though governance drama adds volatility.
4. How much Remittix presale is left?
Less than 7% of the initially earmarked RTX allocation is left with over 93% sold and heading toward full allocation fast.
