The method
How it is worked out
- gain
- Proceeds − cost basis including fees
- stacking
- Gains sit on top of income when bands are applied
Estimate capital gains tax on a crypto sale in the UK, US, Canada or Australia, and see whether waiting or splitting the sale saves tax. The result updates as you type so you can compare scenarios quickly.
The method
Keep in mind
Use the calculator to compare scenarios rather than as a guaranteed forecast.
Estimate the capital gains tax on selling cryptocurrency in the UK, US, Canada or Australia, and see whether holding a little longer or splitting the sale would reduce the bill. Rates come from an editable table for the current tax year.
The gain is proceeds less cost basis. Each market applies its own rules: the UK annual exempt amount and two rates by income band; US short- or long-term rates stacked on income; Canada's inclusion rate at your marginal rate plus an estimated provincial rate; Australia's discount for assets held over twelve months.
Selling £30,000 of coins bought for £12,000 after eight months with £45,000 of other UK income: the £18,000 gain less the exempt amount is taxed partly at the basic and partly at the higher rate, roughly £3,300.
Put it to work
Load an example
What moves the result most
Worked out from your figures above. Tap a row to try it.
Who uses it, and when
Retail crypto investors before they sell, accountants sanity-checking a client's estimate and anyone comparing the tax effect of selling now or after a threshold.
Mistakes worth avoiding
Questions
Estimate capital gains tax on a crypto sale in the UK, US, Canada or Australia, and see whether waiting or splitting the sale saves tax.
The gain is proceeds less cost basis. Each market applies its own rules: the UK annual exempt amount and two rates by income band; US short- or long-term rates stacked on income; Canada's inclusion rate at your marginal rate plus an estimated provincial rate; Australia's discount for assets held over twelve months.
The core calculation or transformation runs in your browser. Normal website security and analytics may still record page-level events, but the tool does not need to create a public record from your inputs.
Forgetting to include exchange fees in the cost basis. Selling a day short of the 12-month threshold in the US or Australia. Ignoring pooling or lot-selection rules that change the cost basis.
No. Use the result as a practical check or planning aid and verify important decisions with the relevant primary source, provider or professional advice.
Executive Insights
Results are estimates based on the figures entered, for general information only, and not financial, investment, tax or legal advice. See our terms of use.