Most Americans now manage their money inside an app that did not exist when they opened their first bank account. That quiet...
No bank branch ever went viral, but a payment app’s referral bonus once added more American checking relationships in a quarter than...
Where strategy fundamentals get applied in US fintech, what they return, and the lanes open through 2031.
What financial product innovation means, what is driving it, and how new products change life for consumers and businesses in the USA.
More venture money flows into US financial startups than into those of any other country, and that head start defines the fintech...
A decade ago, opening a checking account meant a trip to a branch, a printed signature card, and a teller who knew...
A small-business owner in Tampa recently switched her card acceptance from a major incumbent processor to a vertically integrated fintech and saved...
A US neobank that charges no monthly fee, pays the customer a positive interest rate, and still earns a margin on every...
Five years ago, the question about U.S. neobanks was whether they could ever achieve profitability without the deposit base of a traditional...
A Wells Fargo branch on a Tuesday afternoon in suburban Phoenix used to handle roughly eighty walk-in customers a day. Today the...
Revolut reached 52.5 million users by the end of 2024, according to Fortune. That number, reported alongside £790 million in net profit,...
The narrative around digital banks has shifted from growth to profitability. For most of their existence, neobanks were evaluated on user acquisition...
Neobanks are now the fastest-growing segment of retail banking in 15 of the 20 largest economies, according to a 2025 Deloitte Global...
The global neobank market reached $150 billion in valuation in 2025, according to Grand View Research. Neobanks now serve more than 500...
Digital banks held approximately 8% of global retail banking deposits in 2025, up from less than 2% in 2019, according to a...
Fintech companies captured an estimated $120 billion in revenue from services that were traditionally the exclusive domain of banks in 2025, according...
Consumer adoption of digital banking services reached 78% across developed markets in 2024, according to McKinsey’s Global Banking Annual Review. In the...
Fintech startups raised $29.1 billion in venture capital globally during the first three quarters of 2024, according to data from CB Insights....
The number of digital banking customers worldwide is expected to exceed 3.6 billion by 202845% of the global population and more than...