How does building a fintech startup work? A step-by-step guide to validation, bank partners, compliance, and funding in the US financial market...
Building a fintech startup means software, not a bank charter. See what it takes in the US market and what it means...
Innovation workshops and hackathons help US banks and fintechs test new ideas in days, not years. Here is what the sprints mean...
America is where many fintech startups grow from a small app into a company serving millions, and where many also fail in...
To see how scaling fintech startups works, follow one company as its users jump from ten thousand to ten million. Its servers,...
America is the world’s biggest stage for financial startups, and fintech entrepreneurship in America is how its founders turn ideas into companies...
To understand how fintech entrepreneurship works, follow one company from an idea to a product people pay for. A founder spots a...
Most financial apps you use began as a small team with an idea and very little money. Fintech entrepreneurship is the work...
Capital efficiency has replaced growth rate as the primary metric by which fintech investors evaluate startups. The shift started in 2022 when...
This article was co-authored by Stanislav Galandzovskyi and Anastasia Serhieieva. Stanislav is a Fintech Acquisition & Marketing Consultant with 9 years of...
In March 2024, OpenAI announced a partnership with Stripe to handle payment processing for ChatGPT’s subscription services, a deal that placed Stripe...
Three engineers leave a bank to build an API that automates trade finance document verification. They spend fourteen months building the product,...
A fintech startup in 2015 needed a banking licence (or a bank partner willing to sponsor one), a payment processor integration, a...
In January 2021, Stripe raised $600 million at a $95 billion valuation, making it the most valuable private company in the United...
In 2013, David Vélez spent two weeks trying to open a bank account in São Paulo. The process required multiple branch visits,...
On November 3, 2020, Chinese regulators suspended Ant Group’s dual listing in Shanghai and Hong Kong, two days before what would have...
In January 2020, Visa announced it would acquire Plaid for $5.3 billion. Plaid, a company that most consumers had never heard of,...
In 2010, Patrick Collison was 21 years old, living in Palo Alto, and frustrated by how difficult it was to accept payments...
In 2011, Sequoia Capital invested $2 million in Stripe’s seed round at a valuation of roughly $20 million. By 2024, that stake...