When a regional bank in the Midwest decides whether to build its own payment app or partner with a fintech, someone in...
A construction crew in Texas, a nurse in Ohio, and a teenager splitting a pizza bill in California now reach for the...
American fintech spent its first decade asking what software could do to finance and is spending this one answering what it should....
A loan denial used to come with a loan officer’s eyes you could meet across a desk; now it arrives as a...
Somewhere between the 2008 crisis and the 2020 lockdowns, American finance quietly swapped its front door. The branch lobby became a login...
The last time most Americans stood in a bank line, gas was under three dollars. The errand did not disappear; it moved...
Somewhere between four thousand banks, a few thousand fintechs, three card networks, two instant rails, and fifty state regulators, the American financial...
The United States runs on a handful of agreements most citizens have never read: that a card swipe clears, that a payroll...
A farm stand in rural Ohio that took only folded bills five years ago now takes tap-to-pay from a phone mounted beside...
Where America's payment rails are used, the benefits they deliver, the risks they carry, and the long-term opportunities ahead.
For millions of Americans, the simple act of cashing a paycheck still costs money, a fee paid to a storefront because a...
Fintech for developing markets is the use of mobile apps, digital wallets and online lending to bring banking to people whom traditional...
Even in the worlds richest economy, millions of people live on the edge of the financial system, relying on costly check cashers...
For a billion people around the world, a simple bank account is still out of reach, which means no safe place to...
A borrower who once spent two weeks gathering pay stubs for a loan officer can now finish an application on a phone...
Financial inclusion in the United States is a misleadingly simple phrase. The country has one of the highest account ownership rates in...
Walk into a check-cashing storefront in Phoenix on a Friday afternoon and the line is still ten people deep, almost two decades...
Most Americans last opened a bank account at a branch; a growing share have never set foot in one. In 2023, the...
When Fortunly reports that mobile-first banking accounts for over 61% of fintech user interfaces, the implication extends beyond a product design preference....