A construction crew in Texas, a nurse in Ohio, and a teenager splitting a pizza bill in California now reach for the...
Americans did not adopt fintech once; they adopted it five separate times, and each wave picked a different doorway into their finances....
Inside every large American financial institution there is a committee that meets quarterly to decide which futures get funded, and its agenda...
The United States runs on a handful of agreements most citizens have never read: that a card swipe clears, that a payroll...
A payment card that works at one store is a curiosity. The same card accepted at sixty million stores is an institution,...
An American teenager can now earn wages from a gig app, get paid the same day, buy lunch with a phone tap,...
The quarterly operating loop behind fintech strategy: scan, score, decide, instrument.
Open a banking app to split a dinner bill, and a different company is probably handling that transfer than the one that...
More venture money flows into US financial startups than into those of any other country, and that head start defines the fintech...
Drive across the United States and the evolution of financial technology in America looks different in every region: a remittance app busy...
Fintech for developing markets is the use of mobile apps, digital wallets and online lending to bring banking to people whom traditional...
To see how network effects in fintech work, watch a single payment app spread through a group of friends. One person pays...
A payment app is almost useless if no one else uses it, and priceless once everyone does. Network effects in fintech describe...
America is the proving ground for financial innovation, and fintech business models in America show how firms turn technology into revenue at...
To understand how fintech business models work, follow a single dollar through an app. A customer taps to pay, the firm takes...
Behind every banking app and payment button sits a quiet question: how does the company actually make money. Fintech business models are...
When a rideshare app pays a driver instantly, when an online store offers a loan at checkout, or when a software platform...
The phrase “fintech payments technologies” sounds abstract until you notice how rarely you touch cash. A tap of a phone at a...
Fintech in America now moves real money at scale. A clear introduction to how it works, its benefits, the risks, and what...