All posts tagged "fintech"

How FinTech Business Drivers Works: A Guide for the US Financial Market

Watch where a new fintech category appears, and you can usually trace it back to two things that happened to meet at...

TechBullion featured card: What actually powers fintech growth

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FinTech Business Drivers Explained: What It Means for Consumers and Businesses in the USA

The reason a paycheck can land in an app before the bank that issued it has even opened for the day is...

TechBullion featured card: Slicing the fintech market into its parts

FinTech Market Segmentation Explained: What It Means for Consumers and Businesses in the USA

Open a banking app to split a dinner bill, and a different company is probably handling that transfer than the one that...

TechBullion featured card: When world fintech washes ashore in America

Global FinTech Trends in America: Use Cases, Benefits, Risks, and Long-Term Opportunities

The contactless tap that feels routine at a US coffee counter was mainstream in London and Sydney years earlier. That time lag,...

TechBullion featured card: How global trends travel between markets

How Global FinTech Trends Works: A Guide for the US Financial Market

When a payment feature catches on in India or the Nordics, it rarely stays there. Within a few years it shows up...

TechBullion featured card: The global currents steering fintech's next act

Global FinTech Trends Explained: What It Means for Consumers and Businesses in the USA

A street vendor in Nairobi, a freelancer in Manila, and a shopper in Chicago now reach for the same thing to pay:...

TechBullion featured card: America's digital banking makeover nears completion

Financial Services Digitization in America: Use Cases, Benefits, Risks, and Long-Term Opportunities

A gig driver in Texas cashes out a day’s earnings before dinner, a small bakery in Ohio reconciles its card sales without...

TechBullion featured card: The long goodbye to paper finance

Financial Services Digitization Explained: What It Means for Consumers and Businesses in the USA

Open a checking account on a Sunday night from a kitchen table, and the approval, funding, and digital card can land before...

TechBullion featured card: The mechanics of shared invention in finance

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How Open Innovation in Finance Works: A Guide for the US Financial Market

A new feature in your banking app often begins not with your bank, but with a partnership you never see. Understanding how...

TechBullion featured card: Why open innovation reached Wall Street

Open Innovation in Finance Explained: What It Means for Consumers and Businesses in the USA

For most of the last century a bank improved by building behind closed doors and guarding what it made. That habit is...

TechBullion featured card: Finance quietly becomes a platform business

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Platform-Based Financial Systems Explained: What It Means for Consumers and Businesses in the USA

The app on your phone that lets you bank, invest, pay a friend, and split a bill is rarely the work of...

TechBullion featured card: Who earns what along the payment chain

How FinTech Value Chains Works: A Guide for the US Financial Market

Follow a single dollar through a modern payment and you will watch it pass through more hands in two seconds than it...

TechBullion featured card: Opening the door to banking access

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Financial Inclusion Concepts Explained: What It Means for Consumers and Businesses in the USA

For millions of Americans, the simple act of cashing a paycheck still costs money, a fee paid to a storefront because a...

TechBullion featured card: US banks race their own digital rivals

Technology Disruption in Banking in America: Use Cases, Benefits, Risks, and Long-Term Opportunities

A small business owner in Ohio can now open a business account, accept card payments, and borrow against next month’s sales without...

TechBullion featured card: How digital challengers unbundle the bank

How Technology Disruption in Banking Works: A Guide for the US Financial Market

Behind the calm screen of a banking app, a request to check a balance can touch a dozen systems in under a...

TechBullion featured card: When software walks into the bank branch

Technology Disruption in Banking Explained: What It Means for Consumers and Businesses in the USA

The last time many Americans walked into a bank branch, they may have noticed how quiet it had become, the lobby half...

TechBullion featured card: The innovation cycle behind new money products

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How Financial Innovation Theory Works: A Guide for the US Financial Market

Watch a new feature appear in your banking app and it can feel like magic, but behind it sits a chain of...

TechBullion featured card: Why financial innovation follows a pattern

Financial Innovation Theory Explained: What It Means for Consumers and Businesses in the USA

The first time someone tapped a phone to split a dinner bill, they were taking part in an idea that economists had...

TechBullion featured card: What the middlemen of money really do

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