Editorial illustration of fintech platform unit economics, a blue CAC bar of $82 next to a taller gold LTV bar of $340 with a 4.1 times ratio pill connecting them, plus a right-side readout listing take rate, gross margin, CAC payback and churn

Platform economics in US fintech: why the unit-economics conversation has changed

A US neobank with over 10 million users spent most of 2023 explaining to investors that scale without net interest margin is...

Editorial illustration of anti-money laundering detection, a grid of blue stacked dollar banknote bundles with two gold flagged layering chains of suspicious money linked by dashed paths, a compliance scanner reticle and SAR queue alert badge, dark navy gradient with two-tier grid overlay

261

Fintech News

Anti-money laundering in US fintech: the compliance category that is rewriting itself

A mid-sized US neobank paid a nine-figure fine in 2024 for a compliance program that, by its own admission, never caught up...

Editorial illustration of market sentiment analysis, a navy stock price line chart with a gold gradient line and gold price points, green and red sentiment dots plotted above and below each point, and three headline snippet boxes on the left feeding into the chart

276

Fintech News

Sentiment analysis for markets: how US traders and fintechs turn text into signal

At 4:02 a.m. one morning in March, a single Federal Reserve official’s speech moved equity futures by almost a full percent before...

Editorial illustration of US financial inclusion, a navy and gold donut chart highlighting the 4.2 percent unbanked slice, a legend with banked, unbanked and underbanked rows, and a 10 by 10 grid of household dots with four highlighted in gold

276

Fintech News

Financial inclusion in the US: why 4.2% unbanked is the wrong headline

Most Americans last opened a bank account at a branch; a growing share have never set foot in one. In 2023, the...

Stylised geometric financial dashboards floating in layered depth, glowing data streams arcing between abstract bank silhouettes, scattered fragments of charts and ledgers, particle field.

24

Payments

Mobile payments in the US: 11 taps a month, $450 billion a year, and one platform taking most of the cut

Walk into any American coffee shop at 7 a.m. and half the queue is paying with a phone or a watch. That...

Multiple stylised blockchain nodes connected by glowing chain links, hexagonal block containers with stacked transaction blocks, scattered fragments of distributed ledger entries.

16

Blockchain

Enterprise blockchain platforms in 2025: $31 billion, four platforms, and the quiet rise of permissioned ledgers

In 2017, a Walmart food safety team asked IBM a simple question: could a blockchain cut the time it took to trace...

Layered geometric shield with cyan scanning beam, stylised customer record cards being scanned, alert ring sparks, scattered fragments of transaction ledgers.

17

Fintech News

Fraud detection systems in 2025: a $54 billion market run by two card networks

Pull out your debit card at a grocery store in Chicago and, in the 40 milliseconds before the “approved” beep, a neural...

Stylised loan application cards flowing through credit decision gates, glowing approval and risk dials, scattered fragments of borrower profiles.

20

Fintech News

Credit scoring algorithms in 2025: 87.5% of US adults now have a score, and the consensus just broke

Two numbers tell you how much the US credit scoring system has changed in the last 15 years. In 2010, 81.6% of...

192

Business news

IWIL Ignite Expands in Canada, Targets 100,000 Future Skills Leaders by 2030 to Strengthen Canada’s AI Workforce

Shaping the talent behind Canada’s AI economy, 100,000 leaders strong by 2030 VANCOUVER, BRITISH COLUMBIA, CANADA, April 20, 2026 2 IWIL...

3D illustration of a payment terminal lying flat on a dark navy blue grid background with golden NFC contactless payment signal waves emanating upward from it

378

Fintech News

Why digital payments account for over 32% of the UK fintech market

Digital payments now define the UK FinTech landscape The United Kingdom’s fintech sector has undergone a structural transformation over the past decade,...

3D illustration of a smartphone floating at an angle on a dark navy blue grid background, displaying a mobile banking app interface with yellow and blue UI elements

390

Fintech News

How mobile banking dominance is reshaping UX strategy

Mobile banking has become the default channel for retail financial services Mobile banking is no longer a supplementary service — it is...

Geometric illustration of neobank embedded finance partnerships with navy blue gradient overlay and fintech network icons

466

Fintech News

How neobanks are expanding through embedded finance partnerships

Neobanks have spent their first decade proving they can acquire customers and manage deposits. Their second decade will be defined by how...

3D illustration of gold coin stacks on ascending blue platform steps with a large teal upward arrow rising above them on a dark navy blue grid background, representing improving fintech margins

276

Fintech News

Why deposit-funded models are improving fintech margins

Rising interest rates, long viewed as a headwind for fintech, have turned into a meaningful tailwind for digital banks with strong deposit...

Illustration of a smartphone displaying a banking app next to a blue classical bank building with gold coins flying between them on a dark navy blue grid background

334

Fintech News

How challenger banks are redefining retail banking economics

Challenger banks entered the UK market promising to disrupt retail banking. A decade later, the disruption is not just in the customer...

Illustration of a classical neoclassical bank building with stone columns and a gold clock on its pediment lit with warm amber light inside, with a glass office tower in the background on a dark navy blue grid

280

Fintech News

Why digital banks are outperforming traditional institutions in customer acquisition

Traditional banks still hold the majority of customer deposits globally, but they are losing the customer acquisition battle. Digital banks are signing...

Blue globe showing Europe, Africa and the Middle East with glowing amber dots marking connected city networks across the continents on a dark navy blue grid background, representing global neobank reach

390

Fintech News

How Revolut scaled to over 52.5 million users globally

Revolut reached 52.5 million users by the end of 2024, according to Fortune. That number, reported alongside £790 million in net profit,...

Isometric 3D illustration of a smartphone displaying a fintech banking dashboard with blue bar charts and data visualisations on a dark navy blue grid background

275

Fintech News

Why mobile-first banking captured over 61% of fintech user interfaces

When Fortunly reports that mobile-first banking accounts for over 61% of fintech user interfaces, the implication extends beyond a product design preference....

Illustration of a tall gold coin stack with a teal-to-gold upward-trending arrow rising from it and a smaller grey coin stack in the background on a dark navy blue grid background

351

Fintech News

How digital banks are transitioning from growth to profitability

The narrative around digital banks has shifted from growth to profitability. For most of their existence, neobanks were evaluated on user acquisition...

Illustration of a smartphone with rising blue bar charts growing from it and a gold upward-trending arrow on a dark navy blue grid background, representing neobanking growth

243

Fintech News

Why neobanking is forecast to grow at a 19.18% CAGR in the UK

Neobanking in the UK is entering its growth phase. The market is forecast to grow at a 19.18% compound annual growth rate,...

TechBullion

All posts tagged "fintech"

Platform economics in US fintech: why the unit-economics conversation has changed

Anti-money laundering in US fintech: the compliance category that is rewriting itself

Sentiment analysis for markets: how US traders and fintechs turn text into signal

Financial inclusion in the US: why 4.2% unbanked is the wrong headline

Mobile payments in the US: 11 taps a month, $450 billion a year, and one platform taking most of the cut

Enterprise blockchain platforms in 2025: $31 billion, four platforms, and the quiet rise of permissioned ledgers

Fraud detection systems in 2025: a $54 billion market run by two card networks

Credit scoring algorithms in 2025: 87.5% of US adults now have a score, and the consensus just broke

IWIL Ignite Expands in Canada, Targets 100,000 Future Skills Leaders by 2030 to Strengthen Canada’s AI Workforce

Why digital payments account for over 32% of the UK fintech market

How mobile banking dominance is reshaping UX strategy

How neobanks are expanding through embedded finance partnerships

Why deposit-funded models are improving fintech margins

How challenger banks are redefining retail banking economics

Why digital banks are outperforming traditional institutions in customer acquisition

How Revolut scaled to over 52.5 million users globally

Why mobile-first banking captured over 61% of fintech user interfaces

How digital banks are transitioning from growth to profitability

Why neobanking is forecast to grow at a 19.18% CAGR in the UK

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