TALLINN, ESTONIA — Estonian fintech company GloPay officially launches its cross-border individual-to-company invoicing service, providing a critical compliance and payout layer for the $1.5T global freelance and independent contractor market. The platform bridges the structural gap between solo professionals and international enterprises through digital-first infrastructure.
GloPay – The Invoicing Layer for Freelancers
GloPay offers VAT-compliant invoicing without setting up your own company, allowing freelancers and solopreneurs to invoice international clients with the professional backing of an EU corporation. This eliminates the administrative burden and high costs typically associated with company formation, allowing professionals to win more contracts and start working for their clients immediately.
Benefits for Users:
- Business Eligibility: Win contracts from clients that require a legal entity in order to do business.
- Earn More: Retain 95% of billings with no subscription or upfront fees.
- Global Reach: Invoice in multiple currencies (including USD, EUR, and GBP). Fast withdrawals to local bank accounts in 40+ currencies.
- Pro-grade Infrastructure: Access standardized templates and an earnings dashboard.
- Rapid Onboarding: Secure verification and setup completed in minutes.
- Freedom: Be your own boss. No need for your own company, no need for a business bank account.
Streamlining Payments for Business Customers
On the client side, GloPay streamlines remote talent management for companies. By acting as a central service provider, GloPay simplifies the legal and financial complexities of engaging individual foreign contractors.
Benefits for Business Clients:
- Consolidated Billing: Manage agreements and invoices from multiple contractors via a unified platform.
- Verified Identity: All contractors undergo strong identity verification.
- Simplified Payments: Make payments to an EU partnership through standard IBAN/SEPA/SWIFT transfers.
- Compliance: B2B service agreements, no employment obligations or misclassification risks, VAT compliant invoices.
“GloPay delivers professional autonomy,” says Toni Willberg, GloPay CTO. “We give individuals a way to operate globally and instantly without the friction and administrative overhead that comes with setting up and managing their own company.”
About GloPay
GloPay is a brand of Eucoop OÜ, a company registered in Estonia. GloPay provides a specialized service for freelancers to invoice business clients globally without the need for independent company formation.
For more information, visit glopay.com.
TONI WILLBERG
Product & Technologies Lead
Toni Willberg is Product Lead and Board Member at GloPay, bringing vast experience from a 30-year career developing cloud infrastructure and open-source systems. In addition to guiding development, as head of product at GloPay Toni ensures that our technical roadmap is robust, pragmatic, and closely aligned with the company’s long-term goals.
Toni co-founded GloPay while in his role as CIO of Iglu, which followed a tenure within both Red Hat’s and Microsoft’s solutions architecture teams.
A published author, Toni has written extensively on the practical applications of open-source and cloud technologies and has contributed to various patent applications. His career is marked by a steadfast commitment to technical excellence and a focus on helping organisations navigate the complexities of modern digital infrastructure.

