From Wallet To Application: Review On TTM Bank Ecosystem Of Crypto Products

TM Bank Ecosystem Of Crypto Products

To fully integrate cryptocurrencies into the modern financial system, the cryptocurrency community needs convenient instruments to execute transactions with digital assets. All over the world, companies are developing such instruments. However, not every project can boast of technical solutions with proven effectiveness.

The team of the Estonian financial company TO THE MOON (TTM) Bank has developed several products thanks to which cryptocurrencies reached one level up in the convenience of their usage together with traditional money. In this article, we explore the features of this project and how its technical solutions solidified the digital assets position in the market.

Review on the TTM Bank products and their approach to work

To make cryptocurrencies a convenient financial instrument for real, it is necessary to have a holistic approach that assumes the development of technical solutions for satisfying all customers’ needs. At least, a digital assets holder should have within easy reach products for storing coins and transacting  them.

Many companies develop instruments that meet the requirements of cryptocurrency holders only partly. As a result, crypto holders are forced to seek additional products from other projects.

Unfortunately, due to differences in development approaches, the products from different companies can be incompatible with each other. To solve this problem TTM Bank has created a mix of solutions that complement each other and allow users to solve a maximum number of tasks within one ecosystem.

Such an approach saves time (due to high system performance level) and money (by eliminating a need to execute additional transactions between different platforms). Let’s explore 3 TTM Bank products thanks to which cryptocurrency has become the instrument that is as convenient as traditional money without losing its key advantages.

TTM Bank crypto card

The goal of this product is to provide clients with an easy of use instrument that would allow them to use cryptocurrencies in everyday life. To achieve that, the company has issued a prepaid crypto card TTM Bank in two versions – virtual and plastic.

TTM bank cards work all over the world. A card holder can pay with it at any place where VISA cards are accepted. Along with that, a user can withdraw money at ATMs.

In the core of its technology, there is an almost instant conversion from crypto to euro upon depositing. The card supports five digital assets: BTC, ETH, USDT, BNB, and TRX. According to project developers, in the nearest future, the list of accepted cryptocurrencies will be widened.

The TTM Bank digital card. Source: official company’s webpage

The product has broken down the barriers between the world of traditional money and cryptocurrencies – now digital assets holders do not need to seek instruments for quick conversion of their coins. It is enough to transfer cryptocurrencies to the card account. The system will automatically convert digital coins to euros.

The TTM Bank card helps digital assets holders save money by eliminating a need to use cryptocurrency exchanges and pay commissions on their services. Other benefits of the TTM Bank include:

  • High level of security. Users’ accounts are protected under the European standard for data protection, GDPR. 
  • Geographical reach. The TTM Bank cards are available for residents of almost all countries.
  • High speed of transaction execution. The transfer of funds in a barrier-free environment takes seconds.

Another key advantage of the TTM Bank card is the 24-hour availability of its support services. The company experts are ready to consult clients on any question related to the product.

Interesting fact! For crypto community members in many countries TTM Bank cards have become the only available solution in the market.

It is not required to open a current account to use a TTM Bank card. This approach allowed a company to avoid regulators’ scrutiny and freed users from an obligation for declaring transactions. As a result, product developers preserved the cryptocurrencies benefits without breaking the rules of the traditional financial system.

The emission of cards is actualized by the fintech company TTM Bank. The distribution and account management is delivered by its partner, a financial organization UAB Walletto that is a member of the VISA network. At this moment, the TTM Bank team is looking for new partners for further expansion.

Hardware bitcoin wallet TTM KEYWALLET

Instruments for secure storage is another key element that crypto investors need to effectively operate with a new asset. For these purposes, market participants need hardware wallets that store cryptocurrencies offline. The absence of constant internet connection rules out the possibility of distant theft.

The TTM KEYWALLET is designed as a card. The majority of hardware wallets look more like USB flash drives which are not always convenient to carry around. Instead, the TTM KEYWALLET distinguishes itself as a space-saving tool that can be stored together with regular bank cards in a wallet. Other TTM KEYWALLET benefits include:

  • Affordability. The TTM KEYWALLET  costs €100.
  • Easy-to-use. The wallet is equipped with a chip that can connect it to a smartphone via NFC. The TTM KEYWALLET works on Android (version 5.1 and higher) and iOS. For transaction verification, it is enough to tap a crypto wallet to a smartphone.
  • High level of security. The software of the wallets’ chips generates cryptographic keys that operate with the system’s blockchain. As a result, full control over funds remains in the hands of the TTM KEYWALLET user. The security of the wallet firmware is verified by the Kudelski Security audit.

The hardware wallet TTM KEYWALLET design 

Mobile application TTM Wallet (under development)

The TTM Wallet is a hot wallet for storing cryptocurrencies. At the moment, the project is under development. It will allow users to swiftly transact with digital assets and transfer coins to the card account.

The TTM Wallet user will have first-hand knowledge of the benefits of the TTM Bank’s holistic approach to developing projects. The mobile application will be integrated with the TTM KEYWALLET and the company’s crypto cards.

Other products

In parallel with key products, TTM develops a few other initiatives, among which there is the TTM ACADEMY. According to the company’s representative, the academy students will be able to get knowledge of all nuances that they can face by working in the digital assets market. Gained knowledge might be used for profiting from a new financial instrument.


The company TTM Group has developed a mix of products thanks to which cryptocurrencies became a financial instrument that is as convenient as fiat. This being said, technical solutions of the company preserved the benefits of digital assets that differentiate them from traditional money.

The technical developments of the TTM Group are accelerating crypto adoption. Therefore, their instruments further solidified the position of digital assets in the traditional financial system.

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