A Shifting Share of New Customer Acquisition Digital banks now capture approximately 30% of all new banking customers across markets where they...
Mobile Banking Reaches Global Scale Mobile banking has crossed the 2.5 billion user threshold, making it one of the most widely adopted...
Engineering Banking Systems for the Digital Age Neobanks face a unique engineering challenge: building banking systems that can grow from thousands to...
The Infrastructure Layer Powering Modern Banking Banking-as-a-service platforms have emerged as one of the fastest-growing segments within financial technology, expanding at approximately...
The Scale of Digital Banking Transaction Volumes Digital banking platforms now process over $10 trillion in transactions annually, a figure that encompasses...
The API Explosion in Financial Services The number of publicly documented financial APIs has surpassed 5,000 globally, reflecting the rapid transformation of...
Digital Banking Meeting Emerging Market Needs Digital banks are expanding across emerging markets at a pace that reflects both the enormous opportunity...
The Convergence of Technology and Banking at Scale Fintech-powered banking services, those that use financial technology infrastructure to deliver banking products through...
SoFi Technologies has positioned itself as the most financially mature of the US neobank cohort, achieving GAAP net income profitability in Q4...
Fintech startups now attract nearly 20% of all global venture capital funding’s Pulse of Fintech report. In absolute terms, fintech companies raised...
The digital banking market is forecast to reach $1.6 trillion in total value by 2030That figure encompasses revenue from neobanks, digital divisions...
Fintech infrastructure companies now power markets worth more than $100 billion collectivelyanies that build the plumbing other financial services run on. They...
The number of global fintech hubs is growing at approximately 15% per year’s Global Fintech Rankings. In 2019, around 80 cities worldwide...
SoFi Technologies achieved a significant milestone in Q4 2023: GAAP net income profitability. This was the first quarter in the company’s history...
Financial technology has transformed the way investors analyze markets. This article explores how fintech platforms are reshaping precious metals forecasting by using...
Natural language processing in U.S. finance has crossed a meaningful threshold in the past two years. The combination of large language models,...
SHAP values, the SHapley Additive exPlanations attribution method derived from cooperative game theory, have become the dominant explainability technique in U.S. financial...
The US digital economy crossed $4.9 trillion in measured economic activity in 2025, according to the most recent IAB’s 2025 measurement of...
Cross-border remittances continue to grow at a massive scale. The World Bank estimates that global remittance flows exceeded $860 billion, and millions...