Posts By Reeves Birner
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311Fintech NewsThe Role of Technology in Future Banking Systems
The European Central Bank began a two-year preparation phase for a digital euro in November 2023. The Bank of England launched a...
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287Fintech News
How Fintech Platforms Are Powering Banking Innovation
In 2021, a community bank in rural Nebraska with 14 employees and $200 million in assets launched a fintech-powered savings product that...
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286Fintech News
How Digital Banking Improves Customer Experience
In 2019, the average wait time to speak with a customer service representative at a major US bank was 11 minutes. By...
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344Fintech News
The Expansion of Neobank Services Globally
Revolut launched in the United Kingdom in 2015 as a travel money card. By the end of 2024, it operated in 38...
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319Fintech News
Why Fintech Is Driving Banking Evolution
In 2014, Jamie Dimon, CEO of JPMorgan Chase, wrote in his annual shareholder letter that Silicon Valley was coming to eat banking’s...
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308Fintech News
How Digital Banking Improves Financial Accessibility
A farmer in rural Kenya can receive payment for her crops, save a portion in a digital account, pay her children’s school...
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289Fintech News
The Rise of Banking-as-a-Service Platforms
In 2019, a company called Unit launched with a single product: an API that let any software company offer bank accounts to...
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284Fintech News
Why Technology Is Transforming Banking Operations
HSBC’s global payments division processes approximately 4.5 million transactions per day. In 2019, a single compliance check on a cross-border payment required...
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261Fintech News
How Fintech Is Reinventing the Banking Model
For 400 years, banking worked on a simple model: take deposits, lend money, charge the borrower more than you pay the depositor,...
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294Fintech News
The Next Generation of Banking Platforms
Antony Jenkins spent five years as CEO of Barclays, one of the world’s largest banks, trying to modernise its technology from the...
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323Fintech News
The Growth of Global Neobank Ecosystems
Revolut is not just a bank. It is a financial ecosystem with 50 million customers across 38 markets, offering current accounts, savings,...
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310Fintech News
How Fintech Companies Are Building Banking Infrastructure
Marqeta went public in 2021 at a $15 billion valuation. The company does not issue credit cards to consumers, does not hold...
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347Blockchain
How Blockchain Technology Is Transforming Financial Services
In October 2023, JPMorgan’s blockchain-based platform Onyx processed $1 billion in tokenised transactions in a single day. BlackRock launched its first tokenised...
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280Fintech News
Why Banking Innovation Is Accelerating
JPMorgan Chase spent $17.1 billion on technology in 2024. That figure, larger than the annual revenue of most fintech companies, represents a...
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274Blockchain
The Role of Blockchain in Modern Financial Infrastructure
SWIFT, the messaging network that connects 11,000 financial institutions across 200 countries, processed 12.4 billion messages in 2023. For over 50 years,...
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296Blockchain
Why Blockchain Innovation Is Reshaping Finance
In January 2024, BlackRock filed for a spot Bitcoin ETF, and within three months the fund attracted over $17 billion in assets....
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298Blockchain
The Growing Importance of Blockchain in Fintech
When Circle published its 2024 attestation report, it revealed that USDC, the company’s dollar-backed stablecoin, had processed over $12 trillion in cumulative...
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270Blockchain
How Blockchain Is Improving Financial Transparency
In September 2023, Visa published the results of a year-long experiment: every USDC settlement transaction processed through its stablecoin pilot was visible...
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305Blockchain
The Evolution of Blockchain in Financial Technology
On 3 January 2009, Satoshi Nakamoto mined the first Bitcoin block, embedding a headline from The Times: “Chancellor on brink of second...
