Fintech Licence Checker
Pick a fintech activity and a country to see whether it is regulated, which regulator oversees it and what authorisation is usually involved.
About the Fintech Licence Checker
Choose what your product does and where you want to offer it. The checker shows whether that activity sits inside the regulatory perimeter, the regulator, the framework and the usual authorisation route, with a link to the regulator itself. It is orientation before you speak to a lawyer, not legal advice.
How it works and an example to tryShow less
How to use the result
The result is read from a curated table compiled from regulators' own published perimeter guidance, covering ten activities across twelve jurisdictions. Each entry carries a status (regulated, partly, in transition or unregulated), the regulator and the framework. The table shows its review date on every result.
Example to try
Select "Buy now, pay later" and "United Kingdom" to see the status of BNPL regulation, the FCA as regulator and the route to consumer credit permission.
Questions
Who uses it, and when
Founders scoping a product, compliance leads doing a first pass across markets, journalists checking whether an activity is regulated somewhere.
Mistakes worth avoiding
- Treating an "unregulated" status as permission; anti-money-laundering and consumer law still apply.
- Reading a single jurisdiction and assuming the neighbours match.
- Relying on the table after its review date without checking the regulator.
Questions
What does the Fintech Licence Checker do?
Pick a fintech activity and a country to see whether it is regulated, which regulator oversees it and what authorisation is usually involved.
How should I use the result?
The result is read from a curated table compiled from regulators' own published perimeter guidance, covering ten activities across twelve jurisdictions. Each entry carries a status (regulated, partly, in transition or unregulated), the regulator and the framework. The table shows its review date on every result.
Does TechBullion store the information I enter?
The core calculation or transformation runs in your browser. Normal website security and analytics may still record page-level events, but the tool does not need to create a public record from your inputs.
What mistakes do people make with a fintech licence checker?
Treating an "unregulated" status as permission; anti-money-laundering and consumer law still apply. Reading a single jurisdiction and assuming the neighbours match. Relying on the table after its review date without checking the regulator.
Is the result guaranteed?
No. Use the result as a practical check or planning aid and verify important decisions with the relevant primary source, provider or professional advice.
Executive Insights
Leaders on this topic
Results are estimates based on the figures entered, for general information only, and not financial, investment, tax or legal advice. See our terms of use.
Remote and intelligence checks are point-in-time observations. Verify important findings with primary sources.