If you read every regional FinTech report published in 2025, you end up with the impression that every market is the leader...
Industry-trend lists in FinTech tend to age badly. The 2022 lists were dominated by buy-now-pay-later and crypto. The 2023 lists were dominated...
Financial systems architecture is a dry phrase for the most consequential set of design decisions any FinTech company makes. Get the architecture...
Financial inclusion in the United States is a misleadingly simple phrase. The country has one of the highest account ownership rates in...
The phrase “evolution of banking” tends to attract a particular kind of slide deck. A timeline runs from the Medici family through...
RESTful APIs are the lingua franca of modern financial systems integration. Banks, fintech platforms, regulators, and data providers all converge on REST...
Microservices in finance is a phrase that hides a hundred different architectural choices. The decision to break a monolith into independent services...
DevOps in FinTech is rarely the discipline the marketing decks describe. The standard pitch features continuous deployment, full automation, and confident cultural...
Cloud computing has stopped being a strategic question for most U.S. financial institutions and become a logistical one. The decision to use...
Distributed systems in finance carry an unusually heavy burden. Most distributed-systems writing is permissive about eventual consistency, retry strategies, and the trade-offs...
Database choice in U.S. financial systems is rarely as simple as the vendor pitches suggest. Pick the wrong primary store for a...
SQL is the unglamorous lingua franca of finance. Almost every meaningful U.S. financial dataset can be queried with SQL, almost every analyst...
NoSQL in U.S. finance is a category that has matured well past the marketing-driven hype of the early 2010s. The institutions still...
Mobile banking app development in 2026 is no longer the differentiated capability it was a decade ago. Almost every U.S. bank, credit...
Secure coding in U.S. financial software is one of those disciplines where the gap between knowing the right thing and doing it...
Unit testing in financial applications has a particular weight that unit testing in non-financial applications does not. A bug in a generic...
CI/CD pipelines in U.S. FinTech are no longer the strategic capability they were a decade ago. Almost every engineering team has some...
Kubernetes in U.S. financial systems is a settled technology choice that often arrives with unsettled operational discipline. The decision to run on...
Event-driven architecture has settled into U.S. financial systems as the default communication pattern between services that do not need synchronous coupling. The...