All posts tagged "Banking Technology"
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12Fintech NewsHow Database Systems for Finance Works: A Guide for the US Financial Market
On a Thursday night in March 2025, a JPMorgan SRE watched a deliberately staged failover move a 9-petabyte deposit ledger from one...
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15Fintech NewsDatabase Systems for Finance Explained: What It Means for Consumers and Businesses in the USA
When a Capital One customer in Atlanta swipes a credit card at a coffee shop, the merchant sees an approval in roughly...
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16Fintech NewsHow Cloud Computing in Finance Works: A Guide for the US Financial Market
When a payment clears in two seconds, a fraud alert fires before a card leaves the reader, or a trading app stays...
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218Artificial intelligence
Embedded Finance in the US: inside the $148 billion category turning every app into a financial product
A ride-share driver in Atlanta used to wait three days for payouts to clear to his checking account and paid $4.95 each...
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431Artificial intelligence
AML analytics in 2026: how a $2.9 billion software category guards $3 trillion in daily US bank flows
A compliance officer at a US super-regional bank used to get a single-column CSV of suspicious transactions every Monday, sort it by...
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468Artificial intelligence
PropTech in the US: how a $40 billion category is rebuilding the way real estate is bought, leased, and operated
A broker at a Manhattan commercial real estate firm used to start the morning by pulling rent-roll spreadsheets off a shared drive,...
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102Fintech News
AI for Financial Decision Making Now Touches Most Major US Bank Workflows
Picture a credit underwriter at a US regional bank in 2026 pulling up a borrower file. Before the file even loads, an...
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50Fintech News
Cloud Computing in Finance Crosses 200 Billion in Annual Spend as US Banks Quit Legacy Hardware
Open a trading dashboard at any large US bank in 2026 and the underlying compute is almost certainly running on someone else’s...
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578Fintech News
How Fintech Platforms Are Enabling Banking Transformation
A mid-sized bank in the Philippines needs to launch a digital savings account within six months. Building the required infrastructure internally would...
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510Fintech News
Why Banking Innovation Is Accelerating Worldwide
A bank in Nigeria launches a USSD-based savings product that allows customers to open accounts using basic feature phones. A bank in...
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431Fintech News
The Growth of API-Driven Banking Platforms
A fintech startup in Berlin needs to add direct debit capabilities to its invoicing platform. Five years ago, this would have required...
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465Fintech News
How Digital Banks Are Improving Financial Services Efficiency
Monzo reported a pre-tax profit of £113.9 million in 2025 while serving 12 million customers with no branch network, no legacy core...
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408Fintech News
Why Banking Infrastructure Is Being Rebuilt by Fintech
A core banking system at a top-20 European bank runs on COBOL, a programming language created in 1959. The system processes millions...
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374Fintech News
How Technology Is Changing the Way Banks Operate
A wire transfer between two banks in the same city still takes a full business day at most traditional institutions. The customer...
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372Fintech News
Why Fintech-Powered Banks Are Expanding Rapidly
Chime, a fintech-powered bank that holds no banking charter of its own, reported 22 million active accounts at the end of 2024,...
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362Fintech News
Why Fintech-Powered Banks Are Expanding Rapidly
Revolut added 12 million customers in 2024 alone, bringing its total to 50 million across 38 markets. Nubank crossed 100 million accounts...
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433Fintech News
How Neobanks Are Driving Banking Competition
When Monzo launched its hot coral debit card in 2016, Barclays, HSBC, and Lloyds did not change a single product feature in...
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388Fintech News
The Rise of Mobile-First Banking Experiences
A customer at Nubank in São Paulo checks their balance, splits a restaurant bill with three friends, invests spare change into a...
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391Fintech News
How Fintech Is Helping Banks Modernise
In 2022, Standard Chartered needed a digital-only bank for the Hong Kong market. Rather than spend three to five years rebuilding its...
