Posts By Reeves Birner
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36Artificial intelligenceLarge language models in finance: a $1.95 billion market and the 85% adoption rate at big banks
An analyst at a Wall Street bank in 2022 would spend half a morning reading a 200-page 10-K to answer a single...
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42Artificial intelligence
AI for financial decision making: a $14.82 billion market and why 91% of asset managers now use it
The first time a junior analyst at a mid-size US asset manager pushed an AI-generated portfolio tilt into an investment committee meeting...
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37Artificial intelligence
NLP in finance: how a $36.8 billion market is rewriting how banks read
A credit analyst at a US regional bank used to spend Monday morning skimming three earnings transcripts, a 10-Q, and four analyst...
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36Artificial intelligence
Big data analytics in finance: how a $394.7 billion market routes $88 billion into banking
A mid-sized US bank now generates more raw data in a single trading day than its entire data warehouse held in 2015....
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54Artificial intelligence
FinTech risk management in 2026: how a $4.19 billion software category became the control layer under modern finance
A risk manager at a US regional bank used to open the week with a thick stack of Monday-morning reports — one...
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70Artificial intelligence
Regulatory frameworks in US finance: how a $7.58 billion reporting software market turned compliance into code
A compliance officer at a US regional bank used to spend the final weekend of each quarter closing out the FFIEC Call...
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94Artificial intelligence
InsurTech in the US: inside the $19 billion category rewriting how insurance is sold, underwritten, and paid
An auto insurer in Ohio used to price a policy by pulling a consumer’s credit score, the vehicle’s VIN, and a census-tract...
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70Artificial intelligence
WealthTech in the US: inside the $8 billion category reshaping how financial advice is delivered and priced
A first-time investor in Dallas used to open a brokerage account by walking into a branch, filling out a five-page form, and...
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90Artificial intelligence
Open Banking in the US: inside the $35 billion category rewriting who owns your financial data
A Chicago software engineer used to paste her checking-account username and password into a budgeting app and hope it did not store...
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74Artificial intelligence
RegTech in the US: inside the $19 billion category turning compliance into code
A compliance analyst at a mid-sized US bank used to spend her Monday mornings manually reconciling sanctions-screening exceptions in a spreadsheet. In...
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79Artificial intelligence
Core Banking Modernization in the US: inside the $20 billion category rewriting the bank system of record
A community bank CIO in Iowa used to schedule her mainframe core upgrade for the third weekend of every quarter and hope...
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111Fintech News
Open innovation in US finance: how banks and fintechs are rewriting the rulebook on partnership
The first time a US retail bank publicly admitted it could not build something faster, cleaner, or better than a fintech partner...
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64Fintech News
Global fintech trends in the US: where a $127 billion regional market fits in the worldwide story
Reading “global fintech trends” from inside the US is a different exercise than reading them from anywhere else, because the US is...
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74Fintech News
Financial service design in the US: 30 years from online banking pilots to a mobile-first majority
Thirty years separate the first US online banking pilot from the day mobile banking became the default interaction surface for the majority...
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123Fintech News
Python for finance: how US firms actually use it in 2025
A quant researcher at a US hedge fund recently pointed out that the language he uses to prototype trading strategies at 2...
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373Fintech News
FinTech for America’s financial sector: the numbers that define the 2025 market
Walk into any US community bank this year and the technology roadmap on the conference-room wall will look nothing like the one...
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166Fintech News
P2P lending in the US: what survived after the 2015 peak — and what’s growing now
One of the first US peer-to-peer lending platforms announced in 2020 that it was shutting its retail investor product and folding into...
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153Fintech Startups
FinTech business models: what US investors are actually funding in 2025
A partner at a US venture firm recently joked that his fund’s 2025 portfolio reads like a critique of the 2021 one,...
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174Blockchain
Real-world asset tokenization: where the US actually stands in 2025
A money-market fund issued by one of the largest US asset managers now settles on a public blockchain, and the unit holders...
