If you have a medical condition that is forcing you to stop going to work, you may be worried about your income and consider filing for long-term disability benefits. To maximize your chances of winning, it is recommended that you work with an experienced LTD attorney. The process of filing the claim and it being successful requires expert legal knowledge.
Even the most minor mistakes can get you back to square one, such as missing one deadline, improperly filled forms, or a wrongly uttered word. The insurance companies are waiting for you to make a mistake so they can deny your claim, and you do not want to increase the chances of that by filing alone. For more information on the conditions that qualify for LTD in the United States, contact an attorney today.
Roles of a long-term disability attorney
1.They prepare your claims file for a lawsuit.
Suppose the insurance company keeps denying your long-term disability claim. In that case, you can take your case to court, where the federal judge decides whether you should be awarded benefits. While you may think the procedure is easy and you can do it on your own, there may be various things you are unaware of.
For example, many people do not know that you cannot introduce new evidence once your case goes to court. The federal judge makes a decision based on the evidence you have already presented to the administration. An attorney will ensure to stack the administrative record with valuable and strong evidence to increase your chances of winning.
2.They are familiar with the ins and outs of disability law.
A long-term disability attorney who has decades of experience in the legal field knows the ins and outs of disability law and is familiar with each step of the process. They can ensure that you follow the proper procedure and do not get caught up in any loopholes. They are aware of the dirty tactics the insurance company uses to deny a claim and can protect your rights.
The disability application process is complicated, and it can even be unstable. An attorney specializing in Social Security Disability knows the ins and outs of the strategy. You may attempt to take on the Social Security Administration process on your own, but it is an extreme process that requires extensive knowledge and determination of the system.
If you need a disability service, going through the process by yourself is not good at a time when you should concentrate on improving your health.
Your attorney will communicate with the Social Security Administration on your behalf and will fill out all the necessary documents and forms. They will ensure that they are correctly formatted and that the information is accurate and exact.
Without an attorney, the claimant may feel a disbalance of power between themselves and the insurance company. An attorney can help reset this balance and protect you from unfair treatment.
If not for any other reason, hiring an attorney for these two crucial reasons is recommended. If you have already begun your claim, hiring an attorney is not too late.