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The Complete Guide to Free Paperwork for Selling a House by Owner

Are you thinking of selling your house by yourself?

If so, you might be wondering what kind of paperwork you need to prepare and how to get it done without hiring a real estate agent.

Selling a house by owner, also known as FSBO (For Sale By Owner), can be a rewarding and profitable experience. However, it also comes with some challenges and responsibilities that you need to be aware of.

One of the most important aspects of selling a house by owner is ensuring that you have all the necessary paperwork in order. This will help you protect your interests, comply with legal requirements, and avoid potential disputes with buyers.

But what exactly are the essential documents you need for selling a house by owner? And where can you find them for free?

In this comprehensive guide, we will answer these questions and more. We will walk you through the key paperwork needed for selling a house by owner, providing valuable insights and helpful tips along the way.

By the end of this guide, you will have a clear understanding of the paperwork involved in FSBO and how to access it for free.

Let’s get started!

Understanding the Paperwork

When selling a house without a real estate agent, it is crucial to familiarize yourself with the necessary paperwork involved. Here are some key documents you’ll need:

Property Disclosure Form

A property disclosure form is vital as it outlines any known issues or defects related to your property.

This form ensures transparency between you and potential buyers, protecting both parties from future disputes.

Depending on your state laws, you may be required to disclose certain information about your property, such as:

  • Structural problems
  • Plumbing issues
  • Electrical issues
  • Roof leaks
  • Mold or water damage
  • Pest infestations
  • Environmental hazards
  • Zoning violations
  • Legal issues
  • And more

You can find free property disclosure forms online or use online services that generate them for you based on your state and property details.

Purchase Agreement

The purchase agreement is a legally binding contract that details the terms and conditions of the sale. It includes important information such as:

  • The purchase price
  • The payment terms
  • The closing date
  • The contingencies (such as financing, inspection, appraisal, etc.)
  • The earnest money deposit
  • The closing costs
  • The warranties and representations
  • The remedies for breach of contract

To draft an effective purchase agreement, consider consulting with an attorney or utilizing online templates.

Title Deed

The title deed establishes ownership rights to the property. It serves as evidence that you have legal authority to sell the house.

Ensure that your title deed is up-to-date and accurately reflects your ownership status before proceeding with the sale.

You can obtain a copy of your title deed from your county recorder’s office or use online services that provide them for a fee.

Bill of Sale

A bill of sale is a document that confirms the transfer of ownership from you (the seller) to the buyer.

It includes details such as:

  • The purchase price
  • The buyer’s information
  • The seller’s information
  • A description of the property being sold

You can find free bill of sale templates online or use online services that create them for you based on your transaction details.

Home Inspection Reports

While not mandatory, providing home inspection reports can give potential buyers confidence in your property’s condition.

These reports assess the overall condition of the house, including its:

  • Structure
  • Foundation
  • Plumbing
  • Electrical systems
  • Heating and cooling systems
  • Roofing
  • Flooring
  • Windows and doors
  • Appliances
  • And more

You can hire a professional home inspector to conduct a thorough inspection of your property and provide you with a detailed report.

Alternatively, you can perform a DIY home inspection using online checklists and guides.

Loan Payoff Documents

If you have an outstanding mortgage on the property, you’ll need to provide loan payoff documents to prove that you can clear your debts upon selling.

Contact your lender to obtain the necessary paperwork and ensure a smooth transaction.

You may need to provide documents such as:

  • A payoff statement
  • A lien release letter
  • A mortgage satisfaction letter

Financial Statements

In some cases, buyers may request financial statements to assess your property’s income potential or determine if it aligns with their investment goals.

Prepare accurate financial statements, including income and expense records, to provide a clear picture of the property’s financial performance.

You may need to provide documents such as:

  • Profit and loss statements
  • Balance sheets
  • Cash flow statements
  • Tax returns

Insurance Documentation

Ensure that your homeowner’s insurance policy is up-to-date and inform your insurance provider about the upcoming sale.

Provide relevant documentation related to insurance coverage to potential buyers, assuring them that the property is adequately protected.

You may need to provide documents such as:

  • A copy of your insurance policy
  • A certificate of insurance
  • A proof of payment

Closing Documents

During the closing process, various documents will be involved, including the settlement statement (also known as HUD-1), which outlines all financial transactions related to the sale.

Additionally, you may need to provide proof of repairs or any other agreements made during negotiations.

You can find free closing documents online or use online services that generate them for you based on your transaction details.

Additional Resources

For more detailed information on each document mentioned above and additional paperwork required for selling a house by owner, visit Free Paperwork for Selling a House by Owner. This resource offers comprehensive insights into FSBO paperwork and provides downloadable templates for your convenience.

To learn more about how to sell a house by owner effectively, check out Northside Legal’s guide on How to Sell a House by Owner (FSBO). This guide offers valuable tips and strategies to help you navigate the entire selling process confidently.

We hope you found this guide helpful and informative. If you have any questions or feedback, feel free to leave a comment below.


Selling a house by owner requires careful attention to paperwork in order to ensure a smooth transaction.

By understanding and properly completing the necessary documents, such as property disclosure forms, purchase agreements, title deeds, bills of sale, home inspection reports, loan payoff documents, financial statements, insurance documentation, and closing documents, you can protect your interests and successfully sell your property.

Remember to consult with professionals when needed and utilize the resources provided above for further assistance. Good luck with your FSBO journey!


The information provided in this article is for general informational purposes only and should not be construed as legal advice. Please consult with a qualified attorney or real estate professional for specific guidance tailored to your situation.

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