Ask a loan officer from 1996 how a small business gets credit and the answer involves a suit, a folder of statements,...
Two investors can read the same fintech story and reach opposite conclusions, and the difference is rarely intelligence. It is method. One...
Follow one paycheck on its trip from an employer’s account to a worker’s Friday-night dinner and you will pass through more systems...
In hundreds of American county seats, the grandest building on Main Street is a former bank, and the nearest actual bank is...
America saves and borrows on a scale no other country matches, and the machinery that connects the two defines financial intermediation in...
Every dollar you deposit takes a second job the moment it lands. Seeing how financial intermediation works means tracing that dollar from...
Park money in a savings account and a bank quietly lends it to a stranger buying a car three states away. That...
A borrower who once spent two weeks gathering pay stubs for a loan officer can now finish an application on a phone...
A saver looking for a better return and a borrower turned down by a bank can now meet on the same website,...
A small business owner in Phoenix applies for a $75,000 working-capital line on a Tuesday evening, uploads three months of bank statements,...
Fintech companies captured an estimated $120 billion in revenue from services that were traditionally the exclusive domain of banks in 2025, according...
Fintech startups raised $29.1 billion in venture capital globally during the first three quarters of 2024, according to data from CB Insights....
Digital lending platforms originated $47 billion in personal loans in the United States in 2025, according to TransUnion’s consumer credit report. That...
Interview with Aleksei Eroshenko, fintech entrepreneur, CEO and architect of international instant lending services. Microcredit in emerging markets is often perceived as...
The financial landscape has witnessed a significant transformation in recent years. One of the most notable advancements is the rise of digital...
Online loans, a product of the digital revolution, have dramatically transformed the lending landscape. By leveraging technology, these digital financial services have...
Digital Lending is continuously gaining growth. Over a span of 10 years, India has witnessed a growth of CAGR 39.5% owing to...