All posts tagged "Credit Decisioning"
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443Fintech NewsCredit decision engines: how US lenders are rebuilding the underwriting stack
A US personal-loan fintech rebuilt its entire underwriting stack in under 18 months, replacing a rules-and-score decisioning system with a machine-learning model...
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27Fintech News
SHAP Values in U.S. Financial Machine Learning: From Technique to Supervisory Default
SHAP values, the SHapley Additive exPlanations attribution method derived from cooperative game theory, have become the dominant explainability technique in U.S. financial...
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778Fintech NewsSoFi Overhauls Its Credit Decisioning System and Risk Decision Logic to Navigate Financial Uncertainty
SoFi Technologies, Inc. (SoFi), a prominent player among America’s new-generation digital financial platforms, has been leveraging its highly data-driven credit decisioning system...
