All posts tagged "Banking As A Service"
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2Fintech StartupsHow Building a FinTech Startup Works: A Guide for the US Financial Market
How does building a fintech startup work? A step-by-step guide to validation, bank partners, compliance, and funding in the US financial market...
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11Fintech NewsPlatform Economics in America: Use Cases, Benefits, Risks, and Long-Term Opportunities
America runs on platforms, from the apps that move your paycheck to the marketplaces that lend to small firms. Platform economics in...
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9Fintech NewsHow Platform Economics Works: A Guide for the US Financial Market
To see how platform economics works, follow a single payment from your phone to a shop and back. Your app, the merchant,...
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42Fintech News
FinTech Infrastructure in America: Use Cases, Benefits, Risks, and Long-Term Opportunities
Buy a couch online and the checkout offers to split it into four payments. Open a ride-hailing app and it hands you...
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64Fintech News
How Principles of Financial Technology Works: A Guide for the US Financial Market
A US fintech founder spent a recent industry panel describing her product strategy as “five principles, applied in order, every quarter.” The...
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69Fintech News
Principles of Financial Technology Explained: What It Means for Consumers and Businesses in the USA
If a US consumer could see only one piece of information about a fintech app before deciding to use it, the most...
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79Fintech News
How Economics of FinTech Works: A Guide for the US Financial Market
A US neobank that charges no monthly fee, pays the customer a positive interest rate, and still earns a margin on every...
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276Fintech News
How FinTech Ecosystem Works: A Guide for the US Financial Market
A single American payroll deposit, $2,500 sent from a Cincinnati employer to an employee in Tampa, can pass through eight separate corporate...
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155Fintech News
FinTech Ecosystem Explained: What It Means for Consumers and Businesses in the USA
The fintech ecosystem is the hidden network behind every digital payment. See how its layers connect and what it means for US...
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482Fintech News
Open Innovation in US Finance: Why Banks Now Spend More on Outside Builders Than Internal Labs
Inside Charles Schwab’s San Francisco offices a few years ago, the most productive engineering team did not actually work for Schwab. It...
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426Fintech News
Digital Banking and Neobanks in the US: The Quiet Customer Migration That Reshaped Retail Banking
A Wells Fargo branch on a Tuesday afternoon in suburban Phoenix used to handle roughly eighty walk-in customers a day. Today the...
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483Fintech News
The Growing Importance of Fintech Infrastructure Providers
the rise of fintech infrastructure platforms represents a $150 billion opportunity, according to industry analysis by Boston Consulting Group. Fintech infrastructure providers...
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465Fintech News
The Future of Fintech Partnerships Between Banks and Startups
Bank-fintech partnership deals reached a record 1,200 globally in 2024, according to CB Insights’ State of Fintech report. That figure represents a...
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390Fintech News
Why Digital Banking Platforms Are Scaling Rapidly
Digital banking platform revenue grew 42% year over year in 2025, reaching $28 billion globally, according to Juniper Research’s annual fintech platforms...
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379Fintech News
Why Fintech Companies Are Becoming Essential Partners for Banks
Bank spending on fintech partnerships exceeded $27 billion in 2024, according to McKinsey’s Global Banking Annual Review. That figure includes technology licensing...
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344Fintech News
The Evolution of Financial Technology From Disruption to Infrastructure
Global spending on financial technology infrastructure reached $135 billion in 2024, according to Boston Consulting Group. That figure covers the APIs, cloud...
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238Fintech News
Why Financial Innovation Is Accelerating Faster Than Ever
The time required to launch a new financial product has dropped from an average of 18 months in 2015 to under 6...
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268Fintech News
How Fintech Is Bridging the Gap Between Traditional Finance and Technology
Financial institutions spent an estimated $650 billion on technology in 2024, according to McKinsey’s Global Banking Annual Review. That figure includes both...
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298Fintech News
The Role of Fintech in Modern Financial Infrastructure
Fintech companies now provide core infrastructure for an estimated 70% of new financial products launched globally, according to a 2025 report by...
