Chatbots that answer banking questions were a conference demo in 2016, a pilot program in 2019, and a budget line nobody debates...
Incumbent banks did not lose the last twenty years because their executives were asleep; most saw every attacker coming and wrote memos...
Somewhere in a Midwestern operations center tonight, a screen will flag a payment that looks one percent wrong, and a person who...
Order a ride, and by the time the car arrives, a dozen financial events have already settled: an identity check, a card...
The wealth management landscape is evolving rapidly. Below is a look at the five wealthtech innovations poised to define technology trends through...
A trading floor at dawn is a wall of color, not a wall of numbers. Red and green tiles, sloping lines, and...
An analyst used to spend a full morning reading a single quarterly filing. Now a model reads all 500 companies in an...
The text arrives at 9 in the morning: your bank asking if you just spent 600 dollars on gift cards two states...
Before a bank lends a single dollar, it quietly runs a thousand imaginary versions of your future. Each one estimates whether you...
A loan officer in Columbus no longer reads an application from top to bottom. A model scores it in under a second,...
A logistics dispatcher in Memphis settles a fuel invoice at 11:42 pm on a Saturday and the driver sees the deposit hit...
Strip out one deal and the fintech funding rebound of 2025 does not look like much of a rebound at all. Binance’s...
Subramanya Bharathvamsi Koneti’s new open-access volume on AI-powered finance arrives alongside a string of 2025 IEEE papers spanning agriculture, satellite networks, and...
Industry-trend lists in FinTech tend to age badly. The 2022 lists were dominated by buy-now-pay-later and crypto. The 2023 lists were dominated...
AI for financial decision making in U.S. finance has moved past the demo stage and into the operational stage. The institutions deploying...
Challenger banks entered the UK market promising to disrupt retail banking. A decade later, the disruption is not just in the customer...
Spending on artificial intelligence in financial services reached $35 billion in 2024, while blockchain-related investment in finance exceeded $12 billion, according to...
The time required to launch a new financial product has dropped from an average of 18 months in 2015 to under 6...
Global fintech revenue is projected to exceed $1.5 trillion by 2030, according to Boston Consulting Group. That represents a tripling from 2024...