The recent token burn by Shiba Inu (SHIB), totaling 135 million coins, made waves across the crypto community. Token burns typically attract attention because they reduce circulating supply, often sparking price speculation. But in today’s fast-evolving DeFi space, raw speculation is rapidly losing ground to sustainable, yield-driven ecosystems. That’s where Mutuum Finance (MUTM) sets itself apart.
SHIB Token Burn
Shiba Inu (SHIB) recently burned 135.13 million tokens in a single day, sparking a 2,753% surge in its burn rate, as reported by Shibburn. This move, part of the community’s ongoing effort to reduce the circulating supply of ~589 trillion tokens, aims to create scarcity and potentially boost SHIB’s price, currently at ~$0.00001349. Despite the burn, SHIB fell 5% in 24 hours, reflecting weak market demand and resistance at $0.00001407.
The burn coincided with heightened Shibarium activity, with 4.77 million daily transactions, enhancing ecosystem utility. Technical indicators show a neutral RSI (~48.5), suggesting limited bullish momentum. While whale accumulation and AI-driven Shibarium tools signal long-term optimism, the vast token supply and newer meme coins’ competition temper immediate gains. Sustained burns and broader market recovery could drive SHIB toward $0.00002.
Mutuum Finance (MUTM)
While SHIB continues to rely on hype and reduction-based scarcity, Mutuum Finance (MUTM) is quietly engineering a scalable, revenue-backed ecosystem that’s actively rewarding its early supporters. At the heart of this framework is the smart issuance of mtTokens — which users receive 1:1 when depositing stablecoins like DAI or USDT, or blue-chip assets such as ETH or BTC — into Mutuum Finance (MUTM)’s Permissioned-to-Contract (P2C) lending pools.
These mtTokens are designed to auto-grow in value, reflecting interest earned from borrowers tapping into the liquidity. But that’s just the first layer. These same mtTokens can also be staked directly into Mutuum Finance (MUTM)’s smart contracts, earning users MUTM tokens in return. What powers those rewards isn’t inflationary emission — it’s real revenue, accumulated from lending activity and repurchased on the open market. The result is a flywheel effect that actively supports the price of MUTM while enriching the user base.
This contrasts sharply with the reactive nature of meme token burns. While removing supply sounds impactful, it doesn’t inherently produce new value. Mutuum Finance (MUTM), by contrast, is building a system that circulates value organically, distributing returns through intelligent design rather than hype-fueled mechanics.
Staking, Lending, Rewards: DeFi the Mutuum Finance (MUTM) Way
The success of Mutuum Finance (MUTM) lies in how it merges familiar DeFi tools into a layered structure that serves users at every level of risk tolerance. Conservative users can interact through P2C lending pools, where borrowers are required to post overcollateralized assets before accessing funds. In return, lenders enjoy stable, utilization-based APY — a model that prioritizes safety and predictable returns.
A borrower could lock $10,000 worth of ETH, for example, to access a $6,000 loan in USDT, based on a 60% loan-to-value ratio. This process not only preserves their exposure to ETH’s upside but also grants them usable liquidity without triggering a taxable event. On the other side, the stablecoin lender earns yield passively, with mtTokens reflecting the growing value.
Meanwhile, for users seeking higher risk-adjusted returns, the Peer-to-Peer (P2P) lending module allows direct negotiation of terms. Unlike traditional liquidity pools, here users can lend directly to others by setting custom parameters for smaller-cap or volatile assets. This segment unlocks higher reward potential — ideal for savvy DeFi users willing to evaluate risk on a case-by-case basis.
All of these functions are wrapped into a smart contract infrastructure that will soon deploy on a Layer-2 network — significantly reducing gas fees and increasing transaction speed. It’s a technical decision that speaks to the project’s long-term vision, aiming to scale in tandem with user adoption without compromising efficiency.
Presale FOMO Is Real
With over 14,700 users already participating, Mutuum Finance (MUTM) has raised more than $13.8 million during its presale. Currently in Phase 6, the price stands at just $0.035. Only 7% of this phase’s 170 million tokens have been sold, but with the next phase pushing the price to $0.040 — a 15% jump — urgency is building.
Investors who joined in Phase 2 at $0.015 are already seeing 133% gains. By the time of listing at $0.06, Phase 6 buyers will be positioned for a 70% increase. But the bigger picture paints even more upside. With long-term projections aiming for $1.5 and beyond, investors entering now could be looking at a 42x multiple. The projections are realistic and with the token listing on the CEX exchanges like Binance, MEXC, KuCoin and Coinbase more investors will be able to explore and potentially will be impressed by the potential in the project. This will bring more investment in MUTM and hence will pull the price up soon after listing.
The project isn’t just attracting capital — it’s drawing confidence. A $50,000 bug bounty in partnership with CertiK reinforces its commitment to security, backed by a Token Scan Score of 95 and a Skynet rating of 78. Add to that a $100,000 giveaway campaign (with 10 winners receiving $10,000 worth of MUTM), and Mutuum Finance (MUTM)’s community growth has been explosive — now surpassing 12,000 Twitter followers.
With a total supply of 4 billion MUTM tokens, the mechanics are transparent, the roadmap is public, and the value proposition is compelling. Investors aren’t chasing hype — they’re aligning with a protocol built to perform across market cycles.
While meme token projects like SHIB aim to ignite rallies with headline burns, Mutuum Finance (MUTM) is targeting long-term holders who value real yield, predictable growth, and smart DeFi architecture. The price action speaks for itself — but the structure behind that price is what’s setting Mutuum Finance (MUTM) apart.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
