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Maxim Lending Corp Helps Senior Homeowners Access Cash with Reverse Mortgages

LAGUNA HILLS, CA–For the past few years, the real estate market and its record-high home prices have been the focus of scrutiny and speculation. While buyers have not been happy about the increased costs of houses, owners have been – especially those aged 62 and older. Their advantage centers on a source of funding called “reverse mortgages,” which allow a senior homeowner to stay in their house and access up to 60% of its equity in a lump sum, monthly payments, or a line of credit. Maxim Lending Corp, a full-service brokerage company, specializes in reverse mortgages for refinance and purchase transactions in 11 states. Brian Jahanbin, its owner/founder, explains more about this funding option, including how to decide if it is right for you.

“Reverse mortgages have many benefits, but I recommend doing your research and understanding the terms so that you can avoid their potential pitfalls,” Brian Jahanbin says. “Like almost everything in life, it’s a matter of reading the fine print, asking questions, and looking realistically at your own situation to make a good decision.”

At Maxim Lending Corp, Brian Jahanbin and his team of loan officers guide their clients to understand reverse mortgages, which allow you to convert part of the equity in your home and receive cash. You do not have to make monthly payments, and the loan is not due until you either pass away, sell your home, or make another property your principal residence. 

“That’s attractive to a lot of people for obvious reasons, and it’s true – reverse mortgages are very convenient, fast funding,” says Brian. “However, before a client makes a decision, we always suggest that they first look into their future and think about how much longer they plan to live in their home. Most of them say that they envision living there for another 20-30 years. It is the last house they ever plan on owning, and in this situation, a reverse mortgage can be beneficial. They can have the cash they need to pay off medical bills or do home improvements.”

Brian Jahanbin adds that one of the advantages of a reverse mortgage is that you can avoid selling off other assets in your portfolio. It is also a way to potentially diversify your retirement portfolio and avoid having all of your wealth tied up in one place. 

“Be sure to understand the terms,” he advises. “Reverse mortgages are known as no-recourse loans, meaning that so long as you stay in your home and pay its property taxes and maintenance, the terms never change. Look closely at the interest rate. That’s important because if you choose to use a reverse mortgage as a line of credit, that will grow at the rate of the reverse mortgage’s interest rate. Even better, you can make withdrawals on it tax-free.”

Brian Jahanbin invites anyone who is uncertain about reverse mortgages to check out his company’s explainer page or give Maxim Lending Corp a call.

“We will cut through all the industry jargon and help you to understand all the potential pros and cons of reverse mortgages,” he says. “Knowledge is power, and at Maxim Lending Corp, we believe in empowering our clients by sharing our own experience with them.”

Maxim Lending Corp is a full-service brokerage firm founded by Brian Jahanbin, who rose in the mortgage industry by working as a top-producing loan officer and branch manager for major lenders. Brian Jahanbin was also ranked in the top 1% originators in the United States in 2019, 2020, and 2021 and has closed over $1B in mortgage transactions in the past 20 years. Today, Maxim Lending Corp assists loan applicants nationwide, is licensed in multiple states, and offers conventional, FHA, VA, jumbo, hard money, and NQM loans. 

For more information about Maxim Lending Corp and its no-income verification loans for investment properties and loans for borrowers with credit scores as low as 500, please visit or contact:

Brian Jahanbin
Maxim Lending Corp


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