In case you didn’t know, Ripple was a project its creators started planning in 2004, which is far back the era of any cryptocurrency. Ripple and its native token, XRP, both came out in 2012.
At the time of writing (the second week of November 2024), XRP is in seventh place in the crypto market with a cap of $46,175,205,924. It just had a 47.11% rise from the previous week.
So, why does XRP rank so high? There are many reasons why this token has a higher market cap than many other popular currencies and tokens. It primarily has to do with Ripple’s innovative utilities.
Many experts are speaking positively about the future of XRP, including its performance in 2025. Let’s discuss the topic in detail in this article, aiming to help you make wise investments.
What Are Ripple and XRP?
Ripple is a digital asset in the decentralized network chain that allows for much-developed and quicker digital transactions. As of now, it is one of the best money transfer methods in the decentralized finance industry.
The platform enables different cryptocurrencies like Litecoin, ETH, or BTC to have smooth and secure transfers without much transaction costs. So, websites for Bitcoin or Ethereum sports betting can implement Ripple on their platforms to provide better service to their users.
Ripple has unique and original technology that you won’t find in other decentralized transaction platforms. It utilizes a series of nodes and a consensus protocol to enhance the transfer.
Large businesses and organizations, where hundreds to thousands of transactions happen frequently, can benefit from Ripple. Its current transaction speed is 1,500 per second. You probably already know this, but that is very fast and impressive.
In addition to what we have said so far, Ripple also operates remittance networks globally. Any financial institute worldwide (Government, private, or public) can utilize this.
Meanwhile, XRP is the native token of Ripple. We must clarify something here. You see, when discussing anything related to Ripple, people usually don’t use the term ‘Ripple.’ They use the name of the token, ‘XRP’ instead.
So, you may often see many saying XRP, but meaning the whole crypto transaction asset platform.
Features of XRP
We have already explained the various fields where Ripple shines. Let’s list every way that this asset is helping the financial market.
- Transactional Costs: Any digital asset transactions come at a high cost due to cross-border payments. XRP does it at a lower rate.
- Transactional Speed: Due to various steps during a transaction, its speed gets slower. That was how it went during the era of SWIFT. While decentralized blockchain tech already sped up this process, XRP quickened it further with its distributed ledger systems.
- Affordable: Unlike the other transactional methods (including SWIFT), Ripple is one of the most affordable options (at least for now).
- Scalable: It doesn’t matter how large a financial institute is. Ripple’s nearly 1,500 transactions per second make it perfectly suitable for any business.
- Flexible: Ripple users can transfer any kind of asset, including flat currencies (like Dollars or Euros) or cryptocurrencies (like ETH or BTC).
Can Ripple Reach and Exceed Its All-Time High?
Ripple’s all-time high is $3.84, which the asset reached in January 2018. That was a long time ago. Its current value is $0.8482. This is a 69.19% increase from the last six months and a 30.86% increase from last year.
Source: Google Finance
When you look at its chart, you will notice that XRP is slowly increasing to a possible $1. The bearish momentum started this month following the US election.
If it moves this way, it will probably reach $1 in early or mid-2025. So, what about its all-time high (ATH)? Experts said that XRP will eventually get to and exceed its ATH soon.
XRP Past Values and Market Caps
XRP has been in the crypto field for a long time. During this period, its value has reached impressive highs and terrible lows. For example, it cost below $0.1 for a long while after 2013. It is understandable, considering the skepticism upon its release.
However, five years later, it reached its ATH in 2018. Now, any innovative platform faces many challenges during its endeavor. So did XRP.
Its value dropped during the following years when the US Securities and Exchange Commission (SEC) started a legal battle with Ripple Lab. The crux of the issue was that some people were losing trust in XRP because of the events.
However, a few months ago (August 7, 2024), the court ordered Ripple Lab Inc. to pay a penalty of $125 million (which was lower than what the SEC asked for). This was the catalyst for a sudden spike in Ripple’s value, surging it to 26%.
However, after the bullish crypto market of 2021, the value started to rise again. In November 2024, XRP’s value was $0.7980, and its market cap was $45 billion.
The reason behind XRP’s resilience to stay at the forefront of cryptocurrencies is the uniqueness of what it provides. Yes, there are other platforms that offer decentralized money transactions. However, very few do it with as many features and utilities as Ripple.
Of course, they have been improving their service and have been pretty successful at it. Being a direct competitor of Ethereum and Bitcoin is not a light matter. We can certainly expect great things from Ripple Lab.
Ripple’s Price Prediction in 2025 and Beyond
In order to predict Ripple’s price, we must first examine all the possible ways its value momentum can be bearish or bullish.
Bearish Prediction of XRP
When asked, several experts have claimed that they believe XRP will gain bullish momentum in 2025 or beyond. For example-
- Changelly crypto analysts think XRP will become widely adopted and develop continuously in the following years. According to them, it can reach a support floor of $5.36 and a new ATH of $6.36 in 2030.
- AMBCrypto predicted XRP’s value for the following year (2025). According to it, the value will be around $0.92 at the very least.
- Last but not least, Coinpedia predicted that XRP may collaborate with various Latin American and European banks. They expect a support floor of $2.86 and a high of $4.89 in 2030.
We can at least hope that Ripple stays at $1 at least throughout 2025, if not going higher.
Bearish Prediction of XRP
Not many experts made bearish predictions about XRP. InvestingHaven foresaw one where they said the value could reach between $0.501 and $0.71.
You may wonder why this is a bearish prediction. Well, while the market sentiment of XRP is in a good position now, it may not remain so for too long.
Another prediction by TheNewsCrypto suggests that the token’s value can drop slightly before taking another bullish momentum.
Overall Prediction for 2025
Most predictions for XRP’s 2025 journey are optimistic. We won’t go over all of them, but most predicted average values are around $1.
The same forecasters also think that this token has a bright future in the long run. However, they also warned investors about the unpredictableness of the crypto and stock markets.
Also, some predictions from famous bodies suggest a new all-time high for the crypto asset by next year, but most believe it may take a few more years for that.
Conclusion
To conclude, XRP has high potential. Yes, the market is uncertain, and there is volatility. However, this whole crypto industry is mixed with some small risks.
Since most experts (along with predictions from artificial intelligence) forecast an optimistic future for Ripple’s XRP, we think 2025 will be a good year for investors.
Its current state is already decent. You are free to check the market sentient for a while longer if you want to stay on the safer side.
