Bitcoin (BTC) is quietly gathering strength, and many investors know that the moment it breaks out, capital will flood into DeFi projects ready to deliver real yield. If you’re searching for the best crypto to hold before Bitcoin (BTC)’s next surge, don’t overlook Mutuum Finance (MUTM). Trading under $0.035 in presale Phase 5, Mutuum Finance (MUTM) offers a rare combination of under-the-radar pricing, audited security, and genuine DeFi utility that can outshine most low-caps when BTC pumps.
Proven Presale Performance Sparks Momentum
Mutuum Finance (MUTM) began its presale at $0.01 in Phase 1, allocating 110 million tokens to early believers. Today in Phase 5, MUTM trades at $0.03—meaning those Phase 1 participants have already captured a 200% gain. With more than $10.10 million raised and over 11,700 holders on board, Mutuum Finance (MUTM)’s presale has built serious momentum. Phases 6 and 7 will push pricing to $0.035 and then $0.04, respectively, narrowing the window for discounted entry. For investors who want to ride DeFi before Bitcoin (BTC)’s next leg up, securing MUTM at sub-$0.035 is a strategic move. Waiting only shrinks profit margins as token price climbs with each new phase.
When Bitcoin (BTC) begins its ascent, yield-driven DeFi tokens become magnets for capital. Mutuum Finance (MUTM)’s lending model delivers hands-off passive income that surpasses most staking programs. In Mutuum’s pool-based (P2C) structure, depositors will supply assets such as ETH or DAI into shared liquidity pools. Interest rates will adjust automatically based on utilization. Depositing $8,000 in ETH will earn 12% annually; placing $5,000 in DAI will lock in 8% per year. These rates will climb in real time as borrowing demand increases, ensuring that lenders capture top returns during peak usage.
Beyond Lending: Layer-2 and Stablecoin Innovations
Mutuum Finance (MUTM) isn’t just a lending protocol; it’s engineered for scale and future features that set it apart from many low-caps. To handle surging demand when Bitcoin (BTC) rallies, Mutuum Finance (MUTM) is building on Layer-2 infrastructure, guaranteeing fast, low-cost transactions. This solves two common DeFi pain points: network congestion and high gas fees. Users enjoy near-instant settlements and minimal costs—critical advantages when markets move quickly.
Adding depth, Mutuum Finance (MUTM) is developing a fully overcollateralized decentralized stablecoin. Unlike traditional stablecoins backed by centralized reserves, this stable asset will mint directly from on-chain collateral held within the protocol. Its supply adjusts algorithmically to maintain a dollar peg.
Borrowers will enjoy a transparent, reliable borrowing option, while interest payments on stablecoin loans flow back into the protocol treasury. This stablecoin boosts Mutuum Finance (MUTM)’s treasury strength, opening utility paths for MUTM holders by enhancing platform sustainability and encouraging ecosystem growth.
Security is non negotiable when capital surges into DeFi during a Bitcoin (BTC) breakout. Mutuum Finance (MUTM)’s smart contracts passed a rigorous CertiK audit—featuring manual code review and static analysis—and earned a TokenScan score of 80.00. Requested on February 25, 2025, and revised on May 20, 2025, this audit validates that Mutuum Finance (MUTM)’s foundational code performs as intended. As BTC begins its next leg up, institutional and retail buyers look for audited protocols that promise reliability. Mutuum Finance (MUTM)’s audit status positions it among the most trusted sub-$0.035 tokens on the market.
Roadmap Milestones Fueling FOMO
Mutuum Finance (MUTM) has completed a huge part of Phase 1 milestone, including a successful presale, external smart contract audit, $100,000 giveaway launch, and AI-powered helpdesk integration. It’s listed on top tracking platforms, with planned educational resources and a legal team to be acquired soon.
Now in Phase 2, the focus shifts to full-stack development—smart contracts, DApp infrastructure, and analytics tools—alongside rigorous code audits. Phase 3 introduces beta testing, bug reporting, and final regulatory checks. Phase 4 brings the live platform, MUTM token listings, token claims, staking, buybacks, institutional partnerships, and multi-chain expansion. The ongoing giveaway continues fueling FOMO as buyers race to enter before the price climbs.
When Bitcoin (BTC)’s price rises, capital rotates into high-yield DeFi tokens. Mutuum Finance (MUTM)’s sub-$0.035 price tag means buyers secure one of the rare under-the-radar entry points before Presale Phase 6 at $0.035. Those waiting miss the 200% gain from Phase 1 to Phase 5 and risk smaller upside as token price climbs through later phases. Mutuum Finance (MUTM)’s dynamic lending yields and Layer-2 performance create a clear advantage over stagnant high-caps and other low-caps.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
